431 Copper Cir, Lantana (Argyle), TX 76226 Property Records

Denton County property record for 431 Copper Cir, Lantana, TX 76226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,593 sqft · built 2008
Lot Size	0.24 acres (10,458 sqft)
Owner	2 Individual Names on File
Last Sale	$356,800 (Jul 2013)
Tax Bill	$12,583 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R239065`

Property Details

APN / Parcel Number

Primary APN	`R239065`
Alternative APNs	`SD3985A-000007-000C-0006-0000` `845107`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,593 sqft Living Area
Gross Area	4,280 sqft
1st Floor Area	3,160 sqft
2nd Floor Area	433 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,458 sqft (0.24 acres)
Garage Type	Attached
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	303 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 COPPER CIR
City	LANTANA
State	TX
Zip	76226-7333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLISLE ADDN BLK 7C LOT 6
Legal Subdivision	CARLISLE ADDN
Legal Block	7C
Legal Lot Number	6
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	1
Census Block	1024
Census Tract	21754

Owner

431 Copper Cir is owned and occupied by two individuals who bought it in July 2013.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 COPPER CIR, LANTANA, TX 76226-7333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 18, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DATCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2013 · Amount on File
Deed Sale	Jul 25, 2013 · Amount on File
Prior Sale	Jul 25, 2013 · Amount on File
Deed Document Number	201391639
Prior Transfer Date	Jul 11, 2008
Prior Transfer Doc	0000077092
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	431 COPPER CIR, LANTANA, TX 76226-7333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125661
Date	Aug 19, 2020
Instrument	2020-125661

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DENTON TX
Recording Date	Oct 18, 2018
Property Address	431 COPPER CIR, LANTANA, TX 76226-7333
Instrument Date	Sep 18, 2018
Instrument	123383
Transaction Type	Construction Loan
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	431 COPPER CIR LANTANA TX 762267333, LANTANA, TX 76226-7333

Mortgage

Document Number	0000123383
Date	Oct 18, 2018
Instrument	123383

Lender

Name	DATCU
Type	Credit Union
Address	CORINTH, TX 76210

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 431 Copper Cir was $12,583 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,046 Land $162,100 Building $553,946	$716,046 Land $162,100 Building $553,946
2025	$12,583.00
2023	$10,063.00 (-8.22%) Homeowner's exemption	$671,000 Land $162,100 Building $508,900	$671,000 Land $162,100 Building $508,900
2022	$10,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Copper Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Copper Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENTON COUNTY FWSD 7 serves 12,837 people · EPA ID TX0610228
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Aug 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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