Sumter County property record for 431 Continental Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,662 sqft · built 2005 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,500 (Jun 2016) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-16-03-038 |
| Primary APN | 185-16-03-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| 1st Floor Area | 1,662 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Fence | Fence |
| Utility Building | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18854 |
|---|---|
| Old Parcel Number | 185 16 03 038 |
| Street Address | 431 CONTINENTAL DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-4717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT# 54-A .22 AC |
| Legal Subdivision | PATRIOT VILLAGE PH I |
| Legal Lot Number | 54 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1701 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 CONTINENTAL DR, SUMTER, SC 29154-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 22, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 18, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2016 · Amount on Record |
| Deed Sale | Jun 28, 2016 · Amount on Record |
| Prior Sale | Mar 31, 2009 · Amount on Record |
| Deed Document Number | 0001223271 |
| Deed Book / Page | 1223 / 271 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 431 CONTINENTAL DR, SUMTER, SC 29154-4717 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013065218 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 1306/5218 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 431 CONTINENTAL DR, SUMTER, SC 29154-4717 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012884089 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 1288/4089 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 431 CONTINENTAL DR, SUMTER, SC 29154-4717 |
| Document Number | 0012331508 |
| Book / Page | 001233 / 001508 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2017 |
| Name | Verified Name |
|---|---|
| Address | 431 CONTINENTAL DR SUMTER SC 291544717, SUMTER, SC 29154-4717 |
| Document Number | 0012331508 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 001233/001508 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (-94.99%) Homeowner's exemption | $6,670 (-) Land $1,040 Building $5,630 | $166,746 (-) Land $26,000 Building $140,746 |
| 2023 | $6,670 (-) Land $1,040 Building $5,630 | $166,746 (-) Land $26,000 Building $140,746 | |
| 2022 | $1,237.00 | $6,670 Land $1,040 Building $5,630 | $166,746 Land $26,000 Building $140,746 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 43% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
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