431 Cone Ave, Merced, CA 95341 Property Records

Merced County property record for 431 Cone Ave, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1987
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Company Names on File
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Line of Credit + 3 more
Flood Zone	Zone AO (high risk)
APN	`259-080-003-000`

Property Details

APN / Parcel Number

Primary APN	`259-080-003-000`
Alternative APN	`259-080-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-080-003
Street Address	431 CONE AVE
City	MERCED
State	CA
Zip	95341-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PARCEL 2 PM 24-32 SEC 31/7/14
Legal Range	14E
Legal Township	7S
Legal Section	31
Legal Subdivision	ELLIOT
Legal Lot Number	45
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2012
Census Tract	1604

Owner

Source: Merced County assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	431 CONE AVE, MERCED, CA 95341-6336
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE
Jul 21, 2026	Grant Deed, Transfer · Line of Credit FEDERAL EMPLOYEES CREDIT UNION
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU
Jul 20, 2021	Re-recorded Document PLACER TITLE COMPANY
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 16, 2026
Transfer Doc	0000019552
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 21, 2026
Property Address	431 CONE AVE, MERCED, CA 95341-6336
Document Number	0000019552
Instrument Date	Jul 16, 2026
Instrument	202619552
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	431 CONE AVE, MERCED, CA 95341-6336

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 21, 2026
Property Address	431 CONE AVE, MERCED, CA 95341-6336
Document Number	0000019550
Instrument Date	Jul 16, 2026
Instrument	202619550
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CONE AVE, MERCED, CA 95341-6336

Mortgage

Document Number	0000019551,
Date	Jul 21, 2026
Instrument	202619551

Lender

Name	FEDERAL EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	431 CONE AVE, MERCED, CA 95341-6336
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CONE AVE, MERCED, CA 95341-6336

Mortgage

Document Number	0000031600
Date	Jul 16, 2021
Instrument	2021031600

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 22, 2050

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MERCED CA
Recording Date	Jul 20, 2021
Property Address	431 CONE AVE, MERCED, CA 95341-6336
Document Number	0000032057
Map Reference	MB 9 PG 46
Instrument Date	Jul 20, 2021
Instrument	2021032057
Record Updated	Aug 24, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CONE AVE, MERCED, CA 95341-6336

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 23, 2020
Property Address	431 CONE AVE, MERCED, CA 95341-6336
Document Number	0000049774
Map Reference	MB 9 PG 46
Instrument Date	Dec 17, 2020
Instrument	2020049774
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CONE AVE, MERCED, CA 95341-6336

Mortgage

Document Number	0000049775
Date	Dec 23, 2020
Instrument	2020049775

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,290.00 (+7.77%) Homeowner's exemption	$120,058 (+4.04%) Land $40,028 Building $80,030
2023	$1,197.00 (+0.84%) Homeowner's exemption	$115,398 Land $38,475 Building $76,923
2022	$1,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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