431 Coates Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 431 Coates Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1973
Square Footage2,431 sqft Living Area
Lot Size3,093 sqft (0.071 acres)
OccupancyOwner Occupied
Last Sale$464,000 (1999)
Tax Bill$9,749.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-211-04
Alternative APN
  • 038-211-04-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,431 sqft Living Area
Gross Area2,878 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area3,093 sqft (0.071 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area447 sqft Garage
Deck Area108 sqft Deck
Patio Area108 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address431 COATES DR
CityAPTOS
StateCA
Zip95003-4308
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSEACLIFF PARK SUB #2
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1019
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-211-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 COATES DR, APTOS, CA 95003-4308
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST
Sep 06, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Jul 31, 2017Quit Claim Deed, Transfer
OPES ADVISORS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 1999 · Amount on Record
Deed SaleMay 14, 1999 · Amount on Record
Prior SaleJul 27, 1995 · Amount on Record
Deed Doc Number199934030
Last Transfer DateJul 25, 2017
Transfer Doc0000025111
Record RefreshedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address431 COATES DR, APTOS, CA 95003-4308
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020619
DateJul 23, 2019
Instrument2019-0020619
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address431 COATES DR, APTOS, CA 95003-4308
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010769
DateMar 30, 2020
Instrument2020-0010769
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address431 COATES DR, APTOS, CA 95003-4308
Document Number0000021415
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address431 COATES DR APTOS CA 950034308, APTOS, CA 95003-4308

Mortgage

Document Number0000021415
DateJun 18, 2020
Instrument21415
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address431 COATES DR, APTOS, CA 95003-4308
Document Number0000029212
Instrument DateSep 06, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address431 COATES DR APTOS APTOS CA 95003, APTOS, CA 95003

Mortgage

Document Number0000029212
DateSep 26, 2019
Instrument29212
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2049
Interest
Rate TypeAdjustable Rate

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 31, 2017
Property Address431 COATES DR, APTOS, CA 95003-4308
Document Number0000025111
Instrument DateJul 25, 2017
Instrument25111
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address431 COATES DR APTOS CA 950034308, APTOS, CA 95003-4308

Mortgage

Document Number25112
DateJul 31, 2017
Instrument25112
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$741,979 (+2%) Land $439,751 Building $302,228
2025$9,749.00 (+10.55%) Homeowner's exemption$727,429 (+4.04%) Land $431,128 Building $296,301
2023$8,819.00 (+2.34%) Homeowner's exemption$699,183 Land $414,387 Building $284,796$1,769,850
2022$8,617.00

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