Madison County property record for 431 Clydebank Dr, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,332 sqft · built 1997 |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,999 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-32-2-003-077.000 |
| Primary APN | 15-09-32-2-003-077.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,332 sqft Living Area |
| 1st Floor Area | 2,332 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 382603 |
|---|---|
| Street Address | 431 CLYDEBANK DR |
| City | MADISON |
| State | AL |
| Zip | 35758-6228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 WEST HIGHLANDS PH II A RESUB OF TRACT A OF WEST HIGHLANDS PH 1 PB 34 PG 34 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 32 |
| Legal Subdivision | WEST HIGHLANDS PH II |
| Legal Tract | A |
| Legal Lot Number | 30 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11023 |
431 Clydebank Dr is owned and occupied by two individuals who acquired it in December 2012.
Source: Madison County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 CLYDEBANK DR, MADISON, AL 35758-6228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2012 |
| Deed Sale | Dec 28, 2012 |
| Deed Document Number | 0020138930 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 431 CLYDEBANK DR, MADISON, AL 35758-6228 |
| Document Number | 0000050623 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 431 CLYDEBANK DR MADISON AL 357586228, MADISON, AL 35758-6228 |
| Document Number | 0000050623 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 50623 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 7, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 431 Clydebank Dr was $4,999.
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,999.00 | $71,700 Land $17,780 Building $53,920 | $383,100 Land $95,000 Building $288,100 |
| 2023 | $2,291.00 (+14.44%) Homeowner's exemption | $33,520 (+14.17%) Land $9,500 Building $24,020 | $335,100 (+14.17%) Land $95,000 Building $240,100 |
| 2022 | $2,002.00 Homeowner's exemption | $29,360 Land $6,500 Building $22,860 | $293,500 Land $65,000 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Clydebank Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2003–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Clydebank Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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