Bergen County and Northvale Borough property record for 431 Clinton Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 1,838 sqft · built 1960 |
| Lot Size | 0.267 acres (11,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jun 2003) |
| Tax Bill | $13,878 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00706-0000-00009 |
| Primary APN | 40-00706-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 1,838 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 11,626 sqft (0.267 acres) |
| Lot Dimensions | 125 ft deep x 93 ft wide |
| Street Address | 431 CLINTON AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 93X125 1LT (514,22) |
| Legal Block | 706 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 2200 |
431 Clinton Ave is owned and occupied by two individuals who bought it in June 2003.
Source: Bergen County and Northvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 CLINTON AVE, NORTHVALE, NJ 07647-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2003 · Amount on File |
| Deed Sale | Jun 18, 2003 · Amount on File |
| Prior Sale | Oct 20, 2000 · Amount on File |
| Deed Book / Page | 8587 / 596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 431 CLINTON AVE, NORTHVALE, NJ 07647-1023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 431 CLINTON AVE, NORTHVALE, NJ 07647-1023 |
| Document Number | 0057051746 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 5705/1746 |
| Instrument | 2026004207 |
| Name | PRIME HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30097 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 431 Clinton Ave was $13,878, up 3.9% from the year before.
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $726,500 (+74.22%) Land $447,900 Building $278,600 | $726,500 (+74.22%) Land $447,900 Building $278,600 | |
| 2025 | $13,878.00 (+3.94%) | $417,000 Land $277,200 Building $139,800 | $417,000 Land $277,200 Building $139,800 |
| 2024 | $13,352.00 | ||
| 2023 | $417,000 Land $277,200 Building $139,800 | $417,000 Land $277,200 Building $139,800 | |
| 2022 | $12,593.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Clinton Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Clinton Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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