431 Cherry Ave, Sumner, WA 98390 Property Records

Pierce County property record for 431 Cherry Ave, Sumner, WA 98390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1955
Lot Size	0.177 acres (7,724 sqft)
Owner	Individual Name on File
Last Sale	$218,719 (Mar 2016)
Tax Bill	$4,857 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`905500-0-140`

Property Details

APN / Parcel Number

Primary APN	`905500-0-140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,724 sqft (0.177 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	804 sqft
Deck Area	24 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	431 CHERRY AVE
City	SUMNER
State	WA
Zip	98390-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-6
Legal Description	SECTION 25 TOWNSHIP 20 RANGE 04 QUARTER 21 THOMPSONS ALFRED M L 6 B 3
Legal Range	04
Legal Township	20
Legal Section	25
Legal Subdivision	THOMPSONS ALFRED M
Legal Block	3
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1049
Census Tract	73302

Owner

431 Cherry Ave is owned and occupied by an individual who bought it in March 2016.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	431 CHERRY AVE, SUMNER, WA 98390-1327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BK
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2016 · Amount on File
Deed Sale	Mar 25, 2016 · Amount on File
Prior Sale	Sep 5, 2003 · Amount on File
Deed Document Number	2016588
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	431 CHERRY AVE, SUMNER, WA 98390-1327
Document Number	2008210316
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CHERRY AVE SUMNER WA 983901327, SUMNER, WA 98390-1327

Mortgage

Document Number	2008210316
Date	Aug 21, 2020
Instrument	202008210316

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	431 CHERRY AVE, SUMNER, WA 98390-1327
Document Number	1908140156
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CHERRY AVE SUMNER WA 983901327, SUMNER, WA 98390-1327

Mortgage

Document Number	1908140156
Date	Aug 14, 2019
Instrument	201908140156

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 431 Cherry Ave was $4,857, up 20.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,400 Land $243,100 Building $181,300	$424,400 Land $243,100 Building $181,300
2025	$4,857.00 (+20.22%)
2024	$4,040.00 (-0.49%)	$390,200 (-3.13%) Land $211,000 Building $179,200	$390,200 (-3.13%) Land $211,000 Building $179,200
2023	$4,060.00	$402,800 Land $231,600 Building $171,200	$402,800 Land $231,600 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Cherry Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2009–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 Cherry Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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