Fannin County property record for 431 Charles Pl, Mineral Bluff, GA 30559
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 744 sqft · built 1984 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $184 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 0047 095B2 |
| Primary APN | 0047 095B2 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 744 sqft Heated Area |
| 1st Floor Area | 744 sqft |
| Flooring | Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 39,640 sqft (0.91 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 18459 |
|---|---|
| Street Address | 431 CHARLES PL |
| City | MINERAL BLUFF |
| State | GA |
| Zip | 30559-7124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL |
| Legal Description | 8-2 LL122 DB321-779 0.91 AC |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MINERAL BLUFF |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50100 |
431 Charles Pl is owned and occupied by two individuals who acquired it in April 2026.
Source: Fannin County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 CHARLES PL, MINERAL BLUFF, GA 30559-7124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 |
| Deed Sale | Apr 1, 2026 |
| Prior Sale | Apr 19, 1999 · Amount on File |
| Deed Book / Page | 1696 / 97 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Apr 1, 2026 |
| Property Address | 431 CHARLES PL, MINERAL BLUFF, GA 30559-7124 |
| Document Number | 0001696/97 |
| Book / Page | 1696 / 97 |
| Instrument Date | Apr 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 CHARLES PL, MINERAL BLUFF, GA 30559-7124 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 431 Charles Pl was $184 with exemptions applied.
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $184.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $50,472 Land $4,552 Building $45,920 | $126,178 Land $11,379 Building $114,799 |
| 2023 | $41,640 (-1.39%) Land $4,552 Building $37,088 | $104,099 (-1.38%) Land $11,379 Building $92,720 | |
| 2022 | $592.00 Homeowner's exemption | $42,225 Land $4,552 Building $37,673 | $105,561 Land $11,379 Building $94,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Charles Pl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 26 (1994–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Charles Pl is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 96% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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