Beaufort County property record for 431 Chambers Point Rd, Belhaven, NC 27810
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 768 sqft · built 2022 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,192 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 6691-81-8517 |
| Primary APN | 6691-81-8517 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 768 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.82 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 431 CHAMBERS POINT RD |
|---|---|
| City | BELHAVEN |
| State | NC |
| Zip | 27810-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (.82 AC) DAVID A SMITH JR ET UX |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 930700 |
431 Chambers Point Rd is owned and occupied by an individual.
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 CHAMBERS POINT RD, BELHAVEN, NC 27810-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Mar 31, 2026 |
| Property Address | 431 CHAMBERS POINT RD, BELHAVEN, NC 27810-9581 |
| Document Number | 002230/441 |
| Book / Page | 2230 / 441 |
| Map Reference | MB 1521 PG 135 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026001614 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 BRIDGEWATER LN, MOORESVILLE, NC 28117-8533 |
| Name | Verified Name |
|---|---|
| Address | 431 CHAMBERS POINT RD, BELHAVEN, NC 27810-9581 |
| Document Number | 2026001615 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026001615 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 431 Chambers Point Rd was $2,192.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,192.00 | $364,853 Land $178,760 Building $186,093 | |
| 2025 | $364,853 Land $178,760 Building $186,093 | ||
| 2023 | $2,311.00 | $297,748 Land $171,893 Building $125,855 | |
| 2018 | $297,748 Land $171,893 Building $125,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Chambers Point Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 302 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 302 in force |
| Nearby Flood Claims | 872 (1989–2023) |
| Claims Outside the SFHA | 31 of 872 |
| Most Recent Claim | Sep 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Chambers Point Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
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