Davidson County property record for 431 Central Rd, Clemmons, NC 27012 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,693 sqft · built 1992 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Feb 2023) |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-007-I-000-0006 |
| Primary APN | 03-007-I-000-0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,693 sqft Total Area |
| 1st Floor Area | 1,286 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 151 sqft |
| Patio Area | 151 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9267527 |
|---|---|
| Street Address | 431 CENTRAL RD |
| City | CLEMMONS |
| State | NC |
| Zip | 27012-7269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P=22-50 L6 BK2588-2117 TWIN CREEKS |
| Legal Subdivision | TWIN CREEK |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | ARCADIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 60302 |
Source: Davidson County records · APN 03-007-I-000-0006
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 CENTRAL RD, CLEMMONS, NC 27012-7269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 27, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 26, 2022 | Trustee's Deed, Foreclosure |
| Aug 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2023 · Amount on Record |
| Deed Sale | Feb 27, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2022 · Amount on Record |
| Deed Document Number | 20233214 |
| Deed Book / Page | 2588 / 2117 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 431 CENTRAL RD, CLEMMONS, NC 27012-7269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 431 CENTRAL RD, CLEMMONS, NC 27012-7269 |
| Document Number | 0027222229 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 2722/2229 |
| Instrument | 2025018319 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Feb 27, 2023 |
| Property Address | 431 CENTRAL RD, CLEMMONS, NC 27012-7269 |
| Document Number | 0025882117 |
| Book / Page | 2588 / 2117 |
| Map Reference | MB 22 PG 50 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023003214 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 473 MILL STREAM LN, LEXINGTON, NC 27292-6380 |
| Name | Verified Name |
|---|---|
| Address | 431 CENTRAL RD, CLEMMONS, NC 27012-7269 |
| Document Number | 2023003215 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023003215 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Oct 26, 2022 |
| Property Address | 431 CENTRAL RD, CLEMMONS, NC 27012-7269 |
| Document Number | 0025731622 |
| Book / Page | 2573 / 1622 |
| Map Reference | MB 22 PG 50 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022023827 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $332.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 473 MILL STREAM LN, LEXINGTON, NC 27292-6380 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 431 CENTRAL RD, CLEMMONS, NC 27012-7269 |
| Document Number | 0022820424 |
| Book / Page | 002282 / 000424 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2017 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 431 CENTRAL RD CLEMMONS NC 270127269, CLEMMONS, NC 27012-7269 |
| Document Number | 0022820424 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 002282/000424 |
| Instrument | 18196 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 900 Months |
| Due | Aug 23, 2092 |
| Rate Type | Fixed Rate |
|---|
Source: Davidson County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,213.00 (+0.33%) | $192,430 (+1.84%) | $192,430 (+1.84%) Land $40,000 Building $152,430 |
| 2023 | $1,209.00 | $188,950 | $188,950 Land $40,000 Building $148,950 |
Source: FEMA National Flood Hazard Layer, Davidson County (37057C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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