431 Cedar St, Reading, PA 19601 Property Records

Berks County property record for 431 Cedar St, Reading, PA 19601 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 770 sqft · built 1900
Lot Size	0.01 acres (436 sqft)
Owner	Company Name on File
Last Sale	$106,000 (Jul 2026)
Tax Bill	$567 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5307-68-92-7893`

Property Details

APN / Parcel Number

Primary APN	`5307-68-92-7893`
Alternative APNs	`11-5307-68-92-7893` `294725`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	770 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	436 sqft (0.01 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 CEDAR ST
City	READING
State	PA
Zip	19601-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	92
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1009
Census Tract	1700

Owner

Source: Berks County records · APN 5307-68-92-7893

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2432A FAIRVIEW AVE, READING, PA 19606-2038
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer · Conventional Mortgage FREEDOM SETTLEMENT GROUP LLC
Mar 08, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2022	Warranty Deed, Transfer PRIME FUNDING GROUP LLC
May 17, 2022	Correction Deed
Aug 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Mar 08, 2023 · Amount on Record
Deed Document Number	202623973
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0000020318
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 23, 2026
Property Address	431 CEDAR ST, READING, PA 19601-3122
Document Number	0000023973
Instrument Date	Jul 22, 2026
Instrument	202623973
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$107,060.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000023974,
Date	Jul 23, 2026
Instrument	202623974

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 08, 2023
Property Address	431 CEDAR ST, READING, PA 19601-3122
Document Number	0000006578
Instrument Date	Feb 20, 2023
Instrument	2023006578
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CEDAR ST, READING, PA 19601-3122

Mortgage

Document Number	0000006579
Date	Mar 08, 2023
Instrument	2023006579

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jun 13, 2022
Property Address	431 CEDAR ST, READING, PA 19601-3122
Document Number	0000024170
Instrument Date	Jun 03, 2022
Instrument	2022024170
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	BEST ABSTRACT LLC, ABES ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MASTLE RD, NEWMANSTOWN, PA 17073-9231

Mortgage

Document Number	0000024171
Date	Jun 13, 2022
Instrument	2022024171

Lender

Name	PRIME FUNDING GROUP LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	14 Months
Due	Aug 01, 2023

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BERKS PA
Recording Date	May 17, 2022
Property Address	431 CEDAR ST, READING, PA 19601-3122
Document Number	0000020318
Instrument Date	Apr 25, 2022
Instrument	2022020318
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 GREEN ST, 828, READING, PA 19601-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CEDAR ST, READING, PA 19601-3122
Investor	Possibly a Property Investor

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Aug 23, 2019
Property Address	431 CEDAR ST, READING, PA 19601-3122
Document Number	0000028511
Instrument Date	Jun 10, 2019
Instrument	28511
Transaction Type	Transfer
Record Updated	Sep 06, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CEDAR ST READING PA 196013122, READING, PA 19601-3122

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$567.00 (+6.58%)	$20,100 (-) Land $5,300 Building $14,800	$5,300 (-73.63%) Land $5,300
2024	$532.00	$20,100 Land $5,300 Building $14,800
1994			$20,100 Land $5,300 Building $14,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2,831 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	10,000 / 10,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures