Roanoke County property record for 431 Cedar Ave, Vinton, VA 24179
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,292 sqft · built 1930 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $104,000 (Sep 2014) |
| Tax Bill | $1,590 (2026) |
| Deeds & Mortgages | Mar 2026 Reverse Mortgage Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 060.15-04-14 |
| Primary APN | 060.15-04-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,292 sqft Finished Area |
| Gross Area | 3,103 sqft |
| 1st Floor Area | 1,292 sqft |
| Attic | Attic |
| Attic Area | 315 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Canopy | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000020634 |
|---|---|
| Street Address | 431 CEDAR AVE |
| City | VINTON |
| State | VA |
| Zip | 24179-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 3 SEC 16 AETNA LAND CO |
| Legal Subdivision | CENTRAL VINTON - WEST |
| Legal Lot Number | 3 |
| Jurisdiction | ROANOKE VA |
| Township / Civil Division | VINTON |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 31102 |
Source: Roanoke County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 CEDAR AVE, VINTON, VA 24179-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 23, 2026 | Deed of Trust · Line of Credit MUTUAL/OMAHA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2014 · Amount on Record |
| Deed Sale | Sep 24, 2014 · Amount on Record |
| Prior Sale | May 9, 2013 · Amount on Record |
| Deed Document Number | 20148743 |
| Prior Transfer Date | May 7, 2013 |
| Prior Transfer Doc | 0000006019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 431 CEDAR AVE, VINTON, VA 24179-3205 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 431 CEDAR AVE, VINTON, VA 24179-3205 |
| Document Number | 0000002342 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 202602342 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1028 Months |
| Due | Nov 3, 2111 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | Apr 23, 2026 |
| Property Address | 431 CEDAR AVE, VINTON, VA 24179-3205 |
| Document Number | 0000003495 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026.3495 |
| Record Updated | May 4, 2026 |
| Title Company | PRIOR TITLE, PRIORITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 431 CEDAR AVE, VINTON, VA 24179-3205 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003495, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026.3495 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Due | Nov 3, 2111 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
Source: Roanoke County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Roanoke County |
| Municipality | Vinton Town |
| Unified School District | Roanoke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,590.00 (+1.86%) | $154,400 (+1.85%) Land $35,100 Building $119,300 | $154,400 (+1.85%) Land $35,100 Building $119,300 |
| 2025 | $1,561.00 (+5.19%) | $151,600 (+8.29%) Land $35,100 Building $116,500 | |
| 2024 | $151,600 (+8.29%) Land $35,100 Building $116,500 | ||
| 2023 | $1,484.00 | $140,000 Land $33,300 Building $106,700 | $140,000 Land $33,300 Building $106,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 94 (1978–2020) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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