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431 Carmel Rd, Venice, FL 34293 Property Records

Sarasota County property record for 431 Carmel Rd, Venice, FL 34293

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,075 sqft · built 1977
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$204,000 (Sep 2016)
Tax Bill$1,701 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN0458-11-0054

Property Details

APN / Parcel Number

Primary APN0458-11-0054

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,075 sqft Living Area
1st Floor Area2,075 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Garage Area425 sqft
PorchOpen Porch
Porch Area470 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address431 CARMEL RD
CityVENICE
StateFL
Zip34293-5808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOTS 528 529 & WLY 1/2 OF 530 SOUTH VENICE UNIT 2
Legal Range19E
Legal Township39S
Legal Section33
Legal SubdivisionSOUTH VENICE UNIT 02
Legal Tract979
Legal Lot Number528,529 529
Legal Unit2
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group1
Census Block1043
Census Tract2508

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 CARMEL RD, VENICE, FL 34293-5808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 1, 2018Loan Modification, Mortgage · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2016 · Amount on Record
Deed SaleSep 16, 2016 · Amount on Record
Prior SaleOct 31, 1994
Deed Document Number2016115593
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address431 CARMEL RD, VENICE, FL 34293-5808
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 CARMEL RD, VENICE, FL 34293-5808

Mortgage

Document Number0000047664
DateMar 18, 2021
Instrument2021047664
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term328 Months
DueJul 1, 2048

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSARASOTA FL
Property Address431 CARMEL RD, VENICE, FL 34293-5808
Document Number0000085108
Instrument DateJun 1, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 CARMEL RD VENICE FL 342935808, VENICE, FL 34293-5808

Mortgage

Document Number0000085108
DateJun 26, 2018
Instrument85108
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2048
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,701.00 (-23.03%) Homeowner's exemption Veteran's exemption$188,582 (+5.99%)$240,700 (+0.29%) Land $62,900 Building $177,800
2023$2,210.00 (+4.89%) Homeowner's exemption Veteran's exemption$177,929 (+3%)$240,000 (+12.25%) Land $67,100 Building $172,900
2022$2,107.00 Homeowner's exemption Veteran's exemption$172,747$213,800 Land $65,600 Building $148,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims24 (1985–2024)
Claims Outside the SFHA2 of 24
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Helene, Sep 2024 · 5 claims
  • Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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