431 Cambrian Rd, Cable, OH 43009 Property Records

Champaign County property record for 431 Cambrian Rd, Cable, OH 43009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,570 sqft · built 2010
Lot Size	6.3 acres (274,733 sqft)
Owner	Individual Name on File
Last Sale	$502,000 (Jul 2022)
Tax Bill	$5,664 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031652-9`

Property Details

APN / Parcel Number

Primary APN	`031652-9`
Alternative APN	`J37-10-00-42-00-037-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
1st Floor Area	1,978 sqft
Upper Floors Area	592 sqft
Basement Area	1,978 sqft
Unfinished Basement	1,978 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Construction Type	Frame
Lot Area	274,733 sqft (6.3 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	138 sqft
Deck Area	96 sqft
Patio Area	780 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	031652-9
Street Address	431 CAMBRIAN RD
City	CABLE
State	OH
Zip	43009-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ 1386 SWEARINGENTRACT B-2
Legal Subdivision	VIRGINIA MILITARY SURVEY 1386
Legal Tract	B-2
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3014
Census Tract	11504

Owner

Source: Champaign County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 CAMBRIAN RD, CABLE, OH 43009-9647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage HONDA FCU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Oct 28, 2004 · Amount on Record
Deed Document Number	20223763
Deed Book / Page	586 / 3118
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 26, 2022
Property Address	431 CAMBRIAN RD, CABLE, OH 43009-9647
Document Number	00586/3118
Book / Page	586 / 3118
Instrument Date	Jun 9, 2022
Instrument	202200003763
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 CAMBRIAN RD, CABLE, OH 43009-9647

Mortgage

Document Number	202200003764
Date	Jul 26, 2022
Instrument	202200003764

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Mortgage

Document Number	00586/3155
Date	Jul 26, 2022
Book Page	586/3155
Instrument	202200003765

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	431 CAMBRIAN RD, CABLE, OH 43009-9647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	571/4470
Date	Jun 17, 2020
Book Page	571/4470
Instrument	202000002532

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	431 CAMBRIAN RD, CABLE, OH 43009-9647
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	RESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	563/2501
Date	Dec 26, 2018
Book Page	563/2501
Instrument	201800005542

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Union Township
Unified School District	Mechanicsburg Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,664.00 (-8.73%)	$184,620 (+27.31%) Land $39,250 Building $145,370	$527,490 (+27.31%) Land $112,150 Building $415,340
2024	$6,206.00 (+18.21%)	$145,020 (+2.6%) Land $19,950 Building $125,070
2023	$5,250.00 (+4.46%)	$141,350 (-) Land $19,950 Building $121,400	$414,330 (+2.59%) Land $57,000 Building $357,330
2022	$5,026.00	$141,350 Land $19,950 Building $121,400	$403,860 Land $57,000 Building $346,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30

May also be available: CT Communications Network.

Cell Coverage

5G and 4G LTE (outdoors only)

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