Carter County property record for 431 C St SE, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,634 sqft · built 1932 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,000 (Apr 2004) |
| Tax Bill | $357 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0010-00-484-006-0-001-00 |
| Primary APN | 0010-00-484-006-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| 2nd Floor Area | 374 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 520 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4952 |
|---|---|
| Street Address | 431 C ST SE |
| City | ARDMORE |
| State | OK |
| Zip | 73401-8476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ARDMORE LOTS & BLKS, BLK 484 LOT 6 E 95(IRREGULAR) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 31 |
| Legal Subdivision | ARDMORE CITY |
| Legal Block | 484 |
| Legal Lot Number | 6 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 892801 |
431 C St SE is owned and occupied by two individuals who bought it in April 2004.
Source: Carter County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 C ST SE, ARDMORE, OK 73401-8476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2004 · Amount on File |
| Deed Sale | Apr 6, 2004 · Amount on File |
| Deed Book / Page | 4122 / 154 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 431 C St SE was $357 with a homeowner's exemption, down 0.3% from the year before.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,720 (+2.99%) Land $900 Building $3,820 | $39,338 (-31.04%) Land $7,500 Building $31,838 | |
| 2025 | $357.00 (-0.28%) Homeowner's exemption | $4,583 (+2.99%) Land $900 Building $3,683 | $57,042 (-5.65%) Land $7,500 Building $49,542 |
| 2024 | $358.00 (+9.15%) Homeowner's exemption | $4,450 (+3.01%) Land $900 Building $3,550 | $60,458 (+10.09%) Land $7,500 Building $52,958 |
| 2023 | $328.00 Homeowner's exemption | $4,320 Land $900 Building $3,420 | $54,918 Land $7,500 Building $47,418 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 431 C St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 431 C St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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