431 Broadway, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 431 Broadway, Lynn, MA 01904

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,574 sqft · built 1920
Lot Size	0.137 acres (5,981 sqft)
Owner	Individual Name on File
Tax Bill	$7,076 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:073 L:196 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:073 L:196 S:004`
Alternative APN	`LYNN M:073 B:196 L:004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,574 sqft Living Area
Gross Area	4,460 sqft
Basement Area	1,121 sqft
Unfinished Basement	1,121 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,981 sqft (0.137 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	431 BROADWAY
City	LYNN
State	MA
Zip	01904-2650
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	196
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5007
Census Tract	205200

Owner

431 Broadway, a duplex, is owned and occupied by an individual who acquired it in September 2008.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	431 BROADWAY, LYNN, MA 01904-2650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CREDIT UNION LYNN
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jul 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER WORKS CREDIT UNION
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK
Aug 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage HOME POINT FINL CORP HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2008
Deed Sale	Sep 30, 2008
Prior Sale	Sep 30, 2008 · Amount on File
Deed Book / Page	28067 / 360
Transfer Doc	36908-227
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	431 BROADWAY, LYNN, MA 01904-2650
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041832-53
Date	Oct 30, 2023
Book Page	41832/53
Instrument	20231030000510

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	431 BROADWAY, LYNN, MA 01904-2650
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40416-46
Date	Oct 26, 2021
Book Page	40416/46
Instrument	20211026007890

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	431 BROADWAY, LYNN, MA 01904-2650
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38696-198
Date	Jul 9, 2020
Book Page	38696/198
Instrument	20200709004150

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	431 BROADWAY, LYNN, MA 01904-2650
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37252-557
Date	Jan 2, 2019
Book Page	37252/557
Instrument	20190102000020

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 1, 2018
Property Address	431 BROADWAY, LYNN, MA 01904-2650
Document Number	36908-227
Book / Page	036908 / 000227
Instrument Date	Jul 26, 2018
Instrument	1001480
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BROADWAY LYNN MA 019042650, LYNN, MA 01904-2650

Mortgage

Document Number	36908-230
Date	Aug 1, 2018
Book Page	036908/000230
Instrument	1001490

Lender

Name	HOME POINT FINL CORP HOME POINT FINL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 431 Broadway was $7,076, up 4.9% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,076.00 (+4.92%)	$682,988 (+6.63%) Land $184,600 Building $498,388	$779,088
2024	$6,744.00	$640,500 (+5.9%) Land $179,300 Building $461,200
2023	$6,744.00	$604,800 Land $176,100 Building $428,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Broadway in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Broadway is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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