Chester County property record for 431 Broad St, Spring City, PA 19475
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 1 ba · 1,446 sqft · built 1900 |
| Lot Size | 0.067 acres (2,902 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Mar 2026) |
| Tax Bill | $332 (2026) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-4-233 |
| Primary APN | 14-4-233 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,902 sqft (0.067 acres) |
| View / Lot | Neighborhood |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 BROAD ST |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1706 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Description | LOT & DWG |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 301100 |
431 Broad St, a duplex, is owned and occupied by two individuals who bought it in March 2026.
Source: Chester County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 BROAD ST, SPRING CITY, PA 19475-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUPERIOR CU |
| Mar 16, 2026 | Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on File |
| Deed Sale | Mar 16, 2026 · Amount on File |
| Prior Sale | Apr 6, 2004 · Amount on File |
| Deed Document Number | 202612113547 |
| Deed Book / Page | 11545 / 262 |
| Prior Transfer Date | May 20, 2002 |
| Prior Transfer Doc | 0052930274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 431 BROAD ST, SPRING CITY, PA 19475-1706 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | TOWER ABSTRACT LP |
| Name | Verified Name |
|---|
| Document Number | 0109460283 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 10946/283 |
| Instrument | 11945272 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | COLLEGEVILLE, PA 19426 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Jul 20, 2032 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Mar 16, 2026 |
| Property Address | 431 BROAD ST, SPRING CITY, PA 19475-1706 |
| Document Number | 0115450262 |
| Book / Page | 11545 / 262 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 12113547 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | PAPERBOY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 431 BROAD ST, SPRING CITY, PA 19475-1706 |
| Investor | Possibly a Property Investor |
| Document Number | 0012113548 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 12113548 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 431 Broad St was $332.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332.00 | $74,770 (-) Land $25,750 Building $49,020 | $74,770 (-) Land $25,750 Building $49,020 |
| 2025 | $74,770 (-) Land $25,750 Building $49,020 | $74,770 Land $25,750 Building $49,020 | |
| 2024 | $3,036.00 | $74,770 Land $25,750 Building $49,020 | |
| 1998 | $74,770 Land $25,750 Building $49,020 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 431 Broad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 431 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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