431 Broad St, Mount Airy, NC 27030 Property Records

Surry County property record for 431 Broad St, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,257 sqft · built 1939
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (May 2018)
Tax Bill	$687 (2026)
Deeds & Mortgages	Mar 2021 Refinance May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5020-19-72-0209`

Property Details

APN / Parcel Number

Primary APN	`5020-19-72-0209`
Alternative APN	`100110888`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,257 sqft Living Area
1st Floor Area	1,089 sqft
Attic	Attic
Attic Area	200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Width	71 ft Width
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100110888
Street Address	431 BROAD ST
City	MOUNT AIRY
State	NC
Zip	27030-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	431 BROAD ST
Legal Subdivision	MT AIRY CENTER
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	1
Census Block	1026
Census Tract	930400

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 BROAD ST, MOUNT AIRY, NC 27030-4605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CONSUMER REAL ESTATE FINANCE CO
May 3, 2018	Warranty Deed, Transfer CONSUMER REAL ESTATE FINANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Prior Sale	Feb 1, 1975
Deed Document Number	2018653974
Deed Book / Page	1631 / 242
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	431 BROAD ST, MOUNT AIRY, NC 27030-4605
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001751/637
Date	Mar 9, 2021
Book Page	1751/637
Instrument	681781

Lender

Name	CONSUMER REAL ESTATE FINANCE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	May 3, 2018
Property Address	431 BROAD ST, MOUNT AIRY, NC 27030-4605
Document Number	001631/242
Book / Page	1631 / 242
Instrument Date	May 1, 2018
Instrument	000000653974
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BROAD ST, MOUNT AIRY, NC 27030-4605

Mortgage

Document Number	0000001631/0000000244
Date	May 3, 2018
Book Page	0000001631/0000000244
Instrument	000000653975

Lender

Name	CONSUMER REAL ESTATE FINANCE COMPANY

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Mount Airy City
Unified School District	Mount Airy City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$687.00	$84,950 (-18.25%) Land $9,600 Building $75,350	$84,950 (-18.25%) Land $9,600 Building $75,350
2025	$687.00 (+46.79%)	$103,920 (+22.33%) Land $9,600 Building $94,320	$103,920 (+22.33%) Land $9,600 Building $94,320
2023	$468.00	$84,950 Land $9,600 Building $75,350	$84,950 Land $9,600 Building $75,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2026)
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT AIRY serves 10,685 people · EPA ID NC0286010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: AT&T, Surry Telephone.

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