431 Bren Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 431 Bren Dr, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 1999
Lot Size	0.187 acres (8,159 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2018)
Tax Bill	$2,843 (2023)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-63027.00`

Property Details

APN / Parcel Number

Primary APN	`053-63027.00`
Alternative APN	`0622 05041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	599 sqft
Finished Basement	599 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	288 sqft
Patio Area	308 sqft
Poultry House	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	0622 05041
Street Address	431 BREN DR
City	LANCASTER
State	OH
Zip	43130-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTER TRACE ESTATES PART V LOT 9
Legal Subdivision	HUNTER TRACE ESTATES
Legal Lot Number	9
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4006
Census Tract	31600

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	431 BREN DR, LANCASTER, OH 43130-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Dec 2, 1999 · Amount on Record
Deed Document Number	0017612197
Deed Book / Page	1761 / 2197
Record Updated	Jun 8, 2026

March 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 27, 2018
Property Address	431 BREN DR, LANCASTER, OH 43130-6102
Document Number	0000004823
Book / Page	1761 / 2197
Map Reference	CAB 1 SL 169
Instrument Date	Mar 27, 2018
Instrument	201800004823
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000004824
Date	Mar 27, 2018
Instrument	201800004824

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,240 (+26.19%) Land $18,920 Building $91,320	$314,970 (+26.19%) Land $54,060 Building $260,910
2023	$2,843.00 Homeowner's exemption	$87,360 (-) Land $9,820 Building $77,540
2022	Homeowner's exemption	$87,360 Land $9,820 Building $77,540	$249,600 Land $28,050 Building $221,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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