Cherokee County property record for 431 Brasstown View Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,911 sqft · built 2024 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Mar 2023) |
| Tax Bill | $2,196 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 551103201373000 |
| Primary APN | 551103201373000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,911 sqft Heated Area |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 153 ft deep x 290 ft wide |
| Terrain | Mountain |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 59588 |
|---|---|
| Street Address | 431 BRASSTOWN VIEW RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 HIGHLAND CREEK 1206/468 |
| Legal Subdivision | HIGHLAND CREEK |
| Legal Lot Number | 30 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930501 |
431 Brasstown View Rd is owned by an individual who bought it in March 2023.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 40, OLD TOWN, FL 32680-0040 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 7, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Prior Sale | Jan 19, 2006 · Amount on File |
| Deed Document Number | 1047 |
| Deed Book / Page | 1730 / 1001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 431 BRASSTOWN VIEW RD, MURPHY, NC 28906-4820 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001786/603 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 1786/603 |
| Instrument | 4589 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 116 PEACHTREE ST, MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 13, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 7, 2023 |
| Property Address | 431 BRASSTOWN VIEW RD, MURPHY, NC 28906-4820 |
| Document Number | 01730/1001 |
| Book / Page | 1730 / 1001 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 1047 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33380 SUNNY PARKE CIR, FERNANDINA BEACH, FL 32034-8193 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 40, OLD TOWN, FL 32680-0040 |
The 2025 property tax bill for 431 Brasstown View Rd was $2,196.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,196.00 | $324,290 | $324,290 Land $40,000 Building $284,290 |
| 2023 | $40,000 | $40,000 Land $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Brasstown View Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Brasstown View Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Ridge Mountain EMC.
5G (outdoors only) and 4G LTE
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