431 Beth Ridge Rd, Orcas, WA 98280 Property Records

San Juan County property record for 431 Beth Ridge Rd, Orcas, WA 98280

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,419 sqft · built 2016
Lot Size	5.01 acres (218,593 sqft)
Owner	Individual Name on File
Last Sale	$217,820 (May 2016)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260432-004-000`

Property Details

APN / Parcel Number

Primary APN	`260432-004-000`
Alternative APN	`8485`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	218,593 sqft (5.01 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	209 sqft
Deck Area	610 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	8485
Street Address	431 BETH RIDGE RD
City	EASTSOUND
State	WA
Zip	98245-9291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PR SW-NW & PR NW-SW SEC 04, T 36N, R 2W
Legal Range	02W
Legal Township	36N
Legal Section	04
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	2
Census Block	2002
Census Tract	960103

Owner

431 Beth Ridge Rd is owned and occupied by an individual who acquired it in March 2023.

Source: San Juan County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	431 BETH RIDGE RD, EASTSOUND, WA 98245-9291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON FEDERAL BANK
Apr 3, 2023	Intrafamily Transfer, Transfer
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI WASHINGTON FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2016 · Amount on File
Deed Sale	May 20, 2016 · Amount on File
Deed Document Number	201622
Last Transfer Date	Mar 23, 2023
Transfer Doc	0000000029
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	431 BETH RIDGE RD, ORCAS, WA 98280
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SAN JUAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425012
Date	Apr 25, 2023
Instrument	2023-0425012

Lender

Name	WASHINGTON FEDERAL BANK
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JUAN WA
Recording Date	Apr 3, 2023
Property Address	431 BETH RIDGE RD, ORCAS, WA 98280
Document Number	0000403029
Instrument Date	Mar 23, 2023
Instrument	2023-0403029
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	431 BETH RIDGE RD, ORCAS, WA 98280
Document Number	0000331007
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	431 BETH RIDGE RD EASTSOUND WA 982459291, EASTSOUND, WA 98245-9291

Mortgage

Document Number	0000331007
Date	Mar 31, 2020
Instrument	331007

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 431 Beth Ridge Rd was $4,856.

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,856.00	$1,035,360 Land $349,750 Building $685,610	$1,035,360 Land $349,750 Building $685,610
2023	$4,537.00
2022		$748,790 Land $277,580 Building $471,210	$748,790 Land $277,580 Building $471,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Beth Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Beth Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Orcas Online, Rock Island Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beth Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures