431 Bernshouse Ave, Hammonton, NJ 08037 Property Records

Atlantic County and Hammonton Town property record for 431 Bernshouse Ave, Hammonton, NJ 08037

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,975 sqft · built 1963
Lot Size	0.338 acres (14,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,900 (Jan 2017)
Tax Bill	$5,842 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02602-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-02602-0000-00010`

Interior

Stories	1 Story
Building Area	1,975 sqft Gross Area
1st Floor Area	1,975 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	140 ft deep x 105 ft wide

Location & Zoning

Street Address	431 BERNSHOUSE AVE
City	HAMMONTON
State	NJ
Zip	08037-1248
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-2
Legal Description	B40L26
Legal Block	2602
Legal Lot Number	10
Jurisdiction	ATLANTIC NJ
Township / Civil Division	HAMMONTON
Census Block Group	1
Census Block	1016
Census Tract	11000

Owner

Source: Atlantic County and Hammonton Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 BERNSHOUSE AVE, HAMMONTON, NJ 08037-1248
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 23, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 26, 2017	Grant Deed, Transfer · VA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	May 24, 1960
Deed Document Number	20175396
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	431 BERNSHOUSE AVE, HAMMONTON, NJ 08037-1248
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	INVESTMENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BERNSHOUSE AVE, HAMMONTON, NJ 08037-1248

Mortgage

Document Number	0000012457
Date	Mar 25, 2026
Instrument	2026012457

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	431 BERNSHOUSE AVE, HAMMONTON, NJ 08037-1248
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BERNSHOUSE AVE, HAMMONTON, NJ 08037-1248

Mortgage

Document Number	0000038583
Date	Sep 23, 2024
Instrument	2024038583

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Jan 26, 2017
Property Address	431 BERNSHOUSE AVE, HAMMONTON, NJ 08037-1248
Document Number	0000005396
Book / Page	014192 / 000001
Instrument Date	Sep 9, 2016
Instrument	5396
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 BERNSHOUSE AVE HAMMONTON NJ 080371248, HAMMONTON, NJ 08037-1248

Mortgage

Document Number	5397
Date	Jan 26, 2017
Instrument	5397

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Atlantic County and Hammonton Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Hammonton Town
Unified School District	Hammonton Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,300 (-) Land $57,700 Building $154,600	$212,300 (-) Land $57,700 Building $154,600
2025		$212,300 (-) Land $57,700 Building $154,600	$212,300 (-) Land $57,700 Building $154,600
2024	$5,842.00 (+1.07%)
2023		$212,300 Land $57,700 Building $154,600	$212,300 Land $57,700 Building $154,600
2022	$5,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMONTON WATER DEPT serves 12,153 people · EPA ID NJ0113001
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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