Cumberland County property record for 431 Bernheisel Bridge Rd, Carlisle, PA 17015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,357 sqft · built 1996 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,900 (Feb 2019) |
| Tax Bill | $3,516 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 21-05-0433-297 |
| Primary APN | 21-05-0433-297 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,357 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 203 ft deep x 110 ft wide |
| Garage Type | Basement |
| Garage Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 BERNHEISEL BRIDGE RD |
|---|---|
| City | CARLISLE |
| State | PA |
| Zip | 17015-9025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 431 BERNHEISEL BRIDGE ROAD L-0097 LOT 97 PH 1C & 3C PB 69 PG 30 |
| Legal Subdivision | MEADOWS IV |
| Legal Phase | 1C,3C |
| Legal Lot Number | 97 |
| Jurisdiction | CUMBERLAND PA |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 11803 |
431 Bernheisel Bridge Rd is owned and occupied by an individual who bought it in February 2019.
Source: Cumberland County records, as of April 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 BERNHEISEL BRIDGE RD, CARLISLE, PA 17015-9025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on File |
| Deed Sale | Feb 28, 2019 · Amount on File |
| Deed Document Number | 20193979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND PA |
| Property Address | 431 BERNHEISEL BRIDGE RD, CARLISLE, PA 17015-9025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007292 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 202007292 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND PA |
| Recording Date | Feb 28, 2019 |
| Property Address | 431 BERNHEISEL BRIDGE RD, CARLISLE, PA 17015-9025 |
| Document Number | 0000003979 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 201903979 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003980 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 201903980 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 431 Bernheisel Bridge Rd was $3,516.
Source: Cumberland County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cumberland County |
| County Subdivision | Middlesex Township |
| Unified School District | Cumberland Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,516.00 | $195,000 Land $56,900 Building $138,100 | |
| 2024 | $3,252.00 | $195,000 Land $56,900 Building $138,100 | |
| 2010 | $195,000 Land $56,900 Building $138,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Bernheisel Bridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Bernheisel Bridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX TWP MUNI AUTH serves 3,527 people · EPA ID PA7210063 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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