431 Beldon Way, Royse City, TX 75189 Property Records

Rockwall County property record for 431 Beldon Way, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,029 sqft · built 2020
Lot Size	0.151 acres (6,560 sqft)
Owner	Individual Name on File
Last Sale	$242,800 (Aug 2020)
Tax Bill	$6,171 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R103631`

Property Details

APN / Parcel Number

Primary APN	`R103631`
Alternative APNs	`S5208-000D-0032-00-0R` `103631`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	2,029 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,560 sqft (0.151 acres)
Lot Dimensions	130 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	431 BELDON WAY
City	ROYSE CITY
State	TX
Zip	75189-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNION SQUARE PHASE 4, BLOCK D, LOT 32
Legal Subdivision	UNION SQUARE PHASE 4
Legal Phase	4
Legal Tract	32
Legal Block	D
Legal Lot Number	32
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2002
Census Tract	40411

Owner

431 Beldon Way is owned by an individual who bought it in August 2020.

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1320 SHORES BLVD, ROCKWALL, TX 75087-2336
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Deed Document Number	202020305
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	0000020305
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 31, 2020
Property Address	431 BELDON WAY, ROYSE CITY, TX 75189-5325
Document Number	0000020305
Instrument Date	Aug 27, 2020
Instrument	20305
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BELDON WAY ROYSE CITY TX 75189, ROYSE CITY, TX 75189

Mortgage

Document Number	20306
Date	Aug 31, 2020
Instrument	20306

Lender

Name	VERITY MTG
Address	NEW ORLEANS, LA 70113

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 431 Beldon Way was $6,171, down 5.8% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,817 (-6.86%) Land $101,680 Building $201,137	$302,817 (-6.86%) Land $101,680 Building $201,137
2025	$6,171.00 (-5.84%) Homeowner's exemption	$325,137 Land $124,000 Building $201,137	$325,137 Land $124,000 Building $201,137
2024	$6,554.00 (+5.27%)
2023	$6,226.00 Homeowner's exemption	$367,320 Land $117,800 Building $249,520	$367,320 Land $117,800 Building $249,520
2021	$6,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Beldon Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Beldon Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20