431 Bear Creek Rd, Victor, MT 59875 Property Records

Ravalli County property record for 431 Bear Creek Rd, Victor, MT 59875 · Last verified August 2023

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,887 sqft · built 1978
Lot Size	10.2 acres (446,926 sqft)
Owner	Individual Name on File
Tax Bill	$1,711 (2023)
Flood Zone	Zone X (minimal risk)
APN	`R1341075`

Property Details

APN / Parcel Number

Primary APN	`R1341075`
Alternative APNs	`13-1564-13-1-01-09-0000` `0000904800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,887 sqft Living Area
1st Floor Area	999 sqft
2nd Floor Area	888 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Log Home
Exterior Material	Other
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	446,926 sqft (10.2 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000904800
Street Address	431 BEAR CREEK RD
City	VICTOR
State	MT
Zip	59875-9795
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S13, T07 N, R21 W, ACRES 10.26, IN NWNW INDEX 20 CS #3106 TRACT C-1
Jurisdiction	RAVALLI MT
Township / Civil Division	VICTOR
Census Block Group	2
Census Block	2075
Census Tract	300

Owner

Source: Ravalli County records · APN R1341075

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 BEAR CREEK RD, VICTOR, MT 59875-9795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2009
Deed Sale	Oct 22, 2009
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Ravalli County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Ravalli County
Unified School District	Victor K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,711.00	$368,500	$368,500 Land $159,214 Building $209,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ravalli County (30081C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300810003002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007, rainfall accumulation

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Montana
Wildfire Likelihood	About 1 in 146 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Rocky Mountain Internet	Fixed Wireless (licensed-by-rule)	350 / 100
Ravalli Electric Cooperative	Fixed Wireless (unlicensed)	32 / 32
Lumen Technologies	DSL	10 / 1

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.