San Mateo County property record for 431 Beach Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,970 sqft · built 1972 |
| Lot Size | 0.176 acres (7,650 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $595,000 (Sep 2011) |
| Tax Bill | $10,011 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-212-150 |
| Primary APN | 048-212-150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 1,970 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 7,650 sqft (0.176 acres) |
| Lot Dimensions | 127 ft deep x 60 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 431 BEACH AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M10000 |
| Legal Description | LOTS 8 A & 8 B BLK 6 EL MAR BEACH D/59 |
| Legal Subdivision | EL MAR BEACH |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 613501 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 431 BEACH AVE, HALF MOON BAY, CA 94019-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2011 · Amount on Record |
| Deed Sale | Sep 26, 2011 · Amount on Record |
| Deed Document Number | 2011111281 |
| Last Transfer Date | Aug 23, 2021 |
| Transfer Doc | 0000133332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 16, 2021 |
| Property Address | 431 BEACH AVE, HALF MOON BAY, CA 94019-1403 |
| Document Number | 0000133332 |
| Map Reference | MB D PG 59 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-133332 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMERICAN COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 431 BEACH AVE, HALF MOON BAY, CA 94019-1403 |
| Document Number | 0000133333 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021-133333 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $762,288 (+2%) Land $381,144 Building $381,144 | ||
| 2025 | $10,011.00 (+10.74%) Homeowner's exemption | $747,342 (+4.04%) Land $373,671 Building $373,671 | |
| 2023 | $9,040.00 (+2.76%) Homeowner's exemption | $718,324 Land $359,162 Building $359,162 | $1,378,800 |
| 2022 | $8,797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, Verizon.
5G (outdoors only) and 4G LTE
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