431 Bangs St, Aurora, IL 60505 Property Records

Kane County property record for 431 Bangs St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 730 sqft · built 1924
Lot Size	0.9 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (May 2025)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-281-027`

Property Details

APN / Parcel Number

Primary APN	`15-27-281-027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	730 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	730 sqft
Basement Area	730 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	3,920 sqft (0.9 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	431 BANGS ST
City	AURORA
State	IL
Zip	60505-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUEHN & ANDERSONS RE-SUB LOT 10
Legal Subdivision	KUEHN&ANDERSONS RE-SUB
Legal Block	3
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3005
Census Tract	854301

Owner

Source: Kane County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 E DOWNER PL, AURORA, IL 60505-3408
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	May 23, 2012 · Amount on Record
Deed Document Number	202516472
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	431 BANGS ST, AURORA, IL 60505-4821
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059793
Date	Dec 22, 2022
Instrument	2022K059793

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2052

Interest

Rate Type	Fixed Rate
Rate	10.4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,311.00 (+15.49%)	$43,399 (+9.39%) Land $6,098 Building $37,301	$130,249 (+9.39%) Land $18,301 Building $111,948
2024		$39,674 (+22.67%) Land $5,575 Building $34,099	$119,070 (+22.72%) Land $16,732 Building $102,338
2022	$2,001.00 (+2.83%) Homeowner's exemption	$32,343 (+7.41%) Land $4,545 Building $27,798	$97,029 (+7.41%) Land $13,635 Building $83,394
2021	$1,946.00 Homeowner's exemption	$30,111 Land $4,231 Building $25,880	$90,333 Land $12,693 Building $77,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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