431 Baltimore Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 431 Baltimore Ave, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1904
Square Footage	1,766 sqft Finished Area
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$187,000 (2026)
Tax Bill	$1,767.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-43-09-002.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,766 sqft Finished Area
Gross Area	2,120 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Combination Exterior
Roof Material	Composition Shingle Roof
Lot Area	3,485 sqft (0.08 acres)
Depth X Width	100 ft x 29 ft Depth x Width
Parking Spaces	1 Parking Spaces

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	431 BALTIMORE AVE
City	COVINGTON
State	KY
Zip	41015-1824
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	H S & H LOT 38 & W 4' LOT 39
Legal Subdivision	HALL SANFORD & HALL
Legal Lot Number	38,39
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1008
Census Tract	61200

Owner

Source: Kenton County records · APN 056-43-09-002.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 BALTIMORE AVE, COVINGTON, KY 41015-1824
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2026 · Amount on Record
Deed Sale	Aug 04, 2026 · Amount on Record
Prior Sale	Jun 02, 2010 · Amount on Record
Deed Doc Number	2026080417196
Deed Book / Page	473 / 161
Prior Transfer Date	Jul 31, 2007
Prior Transfer Doc	0005900214
Record Refreshed	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 04, 2026
Property Address	431 BALTIMORE AVE, COVINGTON, KY 41015-1824
Document Number	0000017196
Book / Page	473 / 161
Instrument Date	Jul 24, 2026
Instrument	202617196
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$18,887.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BALTIMORE AVE, COVINGTON, KY 41015-1824

Mortgage

Document Number	0000017197,
Date	Aug 04, 2026
Instrument	2026080417197

Lender

Name	POLARIS HOME FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00 (-0.51%)	$133,400 (-) Land $10,000 Building $123,400	$133,400 (-) Land $10,000 Building $123,400
2023	$1,776.00	$133,400 Land $10,000 Building $123,400	$133,400 Land $10,000 Building $123,400