431 Baffin Bay, Laredo, TX 78041 Property Records

Webb County property record for 431 Baffin Bay, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,188 sqft · built 2001
Lot Size	0.214 acres (9,309 sqft)
Owner	Company Name on Record
Last Sale	$234,100 (Dec 2011)
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`991-20003-210`

Property Details

APN / Parcel Number

Primary APN	`991-20003-210`
Alternative APN	`263406`

Interior

Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	1,414 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Roof Type	Flat
Lot Area	9,309 sqft (0.214 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	278 sqft
Patio Area	358 sqft
Balcony Area	358 sqft

Location & Zoning

Street Address	431 BAFFIN BAY
City	LAREDO
State	TX
Zip	78041-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 3, LOT 21, PHASE 8
Legal Subdivision	LAKESIDE
Legal Phase	8
Legal Block	3
Legal Lot Number	21
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2015
Census Tract	1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	431 BAFFIN BAY, LAREDO, TX 78041-1942
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2011 · Amount on Record
Deed Sale	Dec 20, 2011 · Amount on Record
Deed Document Number	201120629
Deed Book / Page	3189 / 811
Prior Transfer Date	Dec 19, 2011
Prior Transfer Doc	003189/811
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	431 BAFFIN BAY, LAREDO, TX 78041-1942
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 BAFFIN BAY, LAREDO, TX 78041-1942

Mortgage

Document Number	005422/449
Date	Mar 1, 2023
Book Page	5422/449
Instrument	1492910

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,755 (+0.7%) Land $156,019 Building $235,736	$391,755 (-0.44%) Land $156,019 Building $235,736
2025	$1,968.00 (-11.31%) Homeowner's exemption	$389,040 (+11.48%)	$393,480 (+12.75%)
2024	$2,219.00 (+12.01%)
2023		$348,972 Land $116,642 Building $232,330	$348,972 Land $116,642 Building $232,330
2022	$1,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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