431 Ave E, Key West, FL 33040 Property Records

Monroe County property record for 431 Ave E, Key West, FL 33040 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,152 sqft Living Area
Lot Size5,000 sqft (0.114 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2019)
Tax Bill$3,716.00 (2024)

Property Details

APN / Parcel Number

Primary APN00152740-000000
Alternative APN
  • 1198251

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,152 sqft Living Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2014
Exterior MaterialPlywood Exterior
Foundation TypePile Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area5,000 sqft (0.114 acres)
Depth X Width100 ft x 50 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Pool TypePublic/Municipal/Commercial Pool Type
FenceFence
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1198251
Street Address431 AVENUE E
CityKEY WEST
StateFL
Zip33040-5552
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 14 LT 3 JOHNSONVILLE PB1-53 BIG COPPITT Z-342 OR434-972/73 OR462-794-795 OR729-70 OR729-71 OR1067-19 OR1481-1087/88
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionJOHNSONVILLE SUBD
Legal Block14
Legal Lot Number3
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup3
Census Block3030
Census Tract971700

Owner

Source: Monroe County records · APN 00152740-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 AVENUE E, KEY WEST, FL 33040-5552
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
IBERIABANK
Aug 01, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2019 · Amount on Record
Deed SaleJun 05, 2019 · Amount on Record
Prior SaleMar 02, 2016 · Amount on Record
Deed Doc Number2223307
Deed Book / Page2968 / 0859
Record RefreshedJun 08, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 05, 2019
Property Address431 AVENUE E, KEY WEST, FL 33040-5552
Document Number0029680859
Book / Page2968 / 0859
Map ReferenceMB 1 PG 53
Instrument DateMay 31, 2019
Instrument2223307
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address535 AVENUE E, 535, KEY WEST, FL 33040-5550

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 AVENUE E, KEY WEST, FL 33040-5552

Mortgage

Document Number0029680861
DateJun 05, 2019
Instrument2968-0861
Lender
NameIBERIABANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address431 AVENUE E, KEY WEST, FL 33040-5552
Document Number0029260029
Instrument DateAug 01, 2018
Transaction TypeMortgage
Record UpdatedMar 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 AVENUE E KEY WEST FL 330405552, KEY WEST, FL 33040-5552

Mortgage

Document Number0029260029
DateSep 07, 2018
Book Page002926/000029
Instrument2185741
Lender
NameBRANCH BK&TR
TypeBank
AddressGREENVILLE, SC 29607
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 06, 2048
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$429,551 (+5.99%)$591,850 (+8.42%) Land $325,000 Building $266,850
2024$3,716.00 (+5.12%)
2023$3,535.00 (+2.94%) Homeowner's exemption$405,288 (+3%)$545,884 (+3.77%) Land $297,500 Building $248,384
2022$3,434.00 Homeowner's exemption$393,484$526,037 Land $275,000 Building $251,037

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ave E

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