431 Ash St, Monroe, GA 30655 Property Records

Walton County property record for 431 Ash St, Monroe, GA 30655

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 1,016 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2025)
Tax Bill	$211 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`M0250-051`

Property Details

APN / Parcel Number

Primary APN	`M0250-051`
Alternative APN	`18142`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,016 sqft
1st Floor Area	896 sqft

Exterior

Year Built	Built 1940
Exterior Material	Siding
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	120 sqft
Porch	Porch
Porch Area	260 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	18142
Street Address	431 ASH ST
City	MONROE
State	GA
Zip	30655-2603
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1A
Legal Description	LOT
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1011
Census Tract	110302

Owner

431 Ash St, residential vacant land, is owned and occupied by an individual who bought it in September 2025.

Source: Walton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	431 ASH ST, MONROE, GA 30655-2603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2025	Limited Warranty Deed, Transfer · FHA Mortgage ACOPIA
Feb 12, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2025 · Amount on File
Deed Sale	Sep 14, 2025 · Amount on File
Prior Sale	Feb 12, 2024
Deed Document Number	D2025-009622
Deed Book / Page	5603 / 1880
Record Updated	Jun 8, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Sep 14, 2025
Property Address	431 ASH ST, MONROE, GA 30655-2603
Document Number	0056031880
Book / Page	5603 / 1880
Instrument Date	Sep 12, 2025
Instrument	D2025-009622
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ASH ST, MONROE, GA 30655-2603

Mortgage

Document Number	D2025009623
Date	Sep 14, 2025
Instrument	D2025-009623

Lender

Name	ACOPIA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

Mortgage

Document Number	0056030000001897
Date	Sep 14, 2025
Book Page	0000005603/0000001897
Instrument	D2025-009624

Lender

Name	ACOPIA

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Feb 12, 2024
Property Address	431 ASH ST, MONROE, GA 30655-2603
Document Number	0054310197
Book / Page	5431 / 197
Instrument Date	Feb 12, 2024
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ASH ST, MONROE, GA 30655-2603

Tax Assessment & Valuation

The 2025 property tax bill for 431 Ash St was $211, up 37.9% from the year before.

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$211.00 (+37.91%)	$6,000 (-59.46%) Land $6,000	$15,000 (-59.46%) Land $15,000
2024	$153.00 (-63.48%)	$14,800 (+23.33%) Land $14,800	$37,000 (+23.33%) Land $37,000
2023	$419.00 (-99.11%)	$12,000 (-) Land $12,000	$30,000 (-) Land $30,000
2022	$47,258.00	$12,000 Land $12,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 431 Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Ash St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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