431 Arabela Ct, Morgantown, WV 26508 Property Records

Monongalia County property record for 431 Arabela Ct, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,924 sqft · built 2006
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2018)
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-22C-0022.0000`

Property Details

APN / Parcel Number

Primary APN	`18-22C-0022.0000`
Alternative APN	`31-18-22C-0022.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	832 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,227 sqft (0.119 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 ARABELA CT
City	MORGANTOWN
State	WV
Zip	26508-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 22 OR .1199 AC HIDDEN POINT SUB 431 ARABELA COURT
Legal Subdivision	HIDDEN POINT SUB
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11806

Owner

Source: Monongalia County records · APN 18-22C-0022.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST
Apr 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 29, 2018	Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 02, 2017	Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Feb 02, 2017 · Amount on Record
Deed Document Number	0000164977
Deed Book / Page	1649 / 77
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266
Transaction Type	Mortgage
Record Updated	Nov 04, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266

Mortgage

Document Number	0000853332
Date	Dec 22, 2021
Book Page	2490/96
Instrument	853332

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	MORGANTOWN, WV 26505

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266
Transaction Type	Mortgage
Record Updated	Nov 04, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266

Mortgage

Document Number	0000821453
Date	Apr 02, 2021
Book Page	2429/376
Instrument	821453

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000766355
Date	Jul 29, 2019
Book Page	2303/304
Instrument	766355

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 29, 2018
Property Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266
Document Number	0000744005
Book / Page	1649 / 077
Map Reference	CAB D ENV 55A&B
Instrument Date	Nov 14, 2018
Instrument	744005
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266

Mortgage

Document Number	0000744006
Date	Nov 29, 2018
Instrument	744006

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Feb 02, 2017
Property Address	431 ARABELA CT, MORGANTOWN, WV 26508-4266
Document Number	0000672522
Book / Page	1577 / 152
Map Reference	CAB D ENV 55 A&B
Instrument Date	Jan 30, 2017
Instrument	672522
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000672525
Date	Feb 02, 2017
Instrument	672525

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Monongalia County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,490.00 (-0.13%)	$139,500 (-) Land $41,940 Building $97,560	$232,500 (-) Land $69,900 Building $162,600
2023	$1,492.00 (+5%)	$139,500 (+0.56%) Land $41,940 Building $97,560	$232,500 (+0.56%) Land $69,900 Building $162,600
2022	$1,421.00	$138,720 Land $41,940 Building $96,780	$231,200 Land $69,900 Building $161,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monongalia County (54061C), as of April 5, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540610118062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II.

Based on FCC filings for 213 locations within half a mile of this property.

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