431 Ada St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 431 Ada St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,479 sqft · built 1902
Lot Size	0.055 acres (2,439 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Sep 2025)
Tax Bill	$4,768 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`097-0002-0128-00`

Property Details

APN / Parcel Number

Primary APN	`097-0002-0128-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,479 sqft Living Area
1st Floor Area	867 sqft
2nd Floor Area	612 sqft
Basement Area	612 sqft

Exterior

Year Built	Built 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	2,439 sqft (0.055 acres)
Lot Dimensions	96 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	431 ADA ST
City	CINCINNATI
State	OH
Zip	45219-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	431 ADA ST 25 X 96.68 LOT 28 CHAS M STEELE-WM SCULLY
Legal Subdivision	STEELE & SCULLY
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1026
Census Tract	2700

Owner

431 Ada St is owned by a company that bought it in September 2025.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	6315 BROWNLEE DR, NASHVILLE, TN 37205-3146
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Warranty Deed, Transfer · Commercial Mortgage GUARDIAN SAVINGS BANK
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Mar 10, 2023 · Amount on File
Deed Document Number	0000070387
Deed Book / Page	15498 / 1775
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 11, 2025
Property Address	431 ADA ST, CINCINNATI, OH 45219-1103
Document Number	0000070387
Book / Page	15498 / 1775
Map Reference	MB 6 PG 109
Instrument Date	Sep 8, 2025
Instrument	2025-0070387
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000070388
Date	Sep 11, 2025
Instrument	2025-0070388

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 10, 2023
Property Address	431 ADA ST, CINCINNATI, OH 45219-1103
Document Number	0000016542
Book / Page	14870 / 697
Map Reference	MB 6 PG 109
Instrument Date	Feb 27, 2023
Instrument	2023-0016542
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 LINCOLN RD, DAYTON, KY 41074-1638

Mortgage

Document Number	0000016543
Date	Mar 10, 2023
Instrument	2023-0016543

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 431 Ada St was $4,768, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,768.00 (+0.13%)	$75,250 (+%) Land $10,280 Building $64,970
2024	$4,762.00 (-0.17%)	$75,249 (-) Land $10,279 Building $64,970
2023	$4,770.00 (+30.65%)	$75,249 (+45.28%) Land $10,279 Building $64,970	$215,000 Land $29,370 Building $185,630
2022	$3,651.00	$51,797 Land $5,863 Building $45,934
2020			$147,990 Land $16,750 Building $131,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 Ada St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 Ada St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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