431 5th St, Baraboo, WI 53913 Property Records

Sauk County property record for 431 5th St, Baraboo, WI 53913

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2026)
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 0582-00000`

Property Details

APN / Parcel Number

Primary APN	`206 0582-00000`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	431 5TH ST
City	BARABOO
State	WI
Zip	53913-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 36 T12N R6E COM AT NW INTERS OF BARKER & FIFTH STS IN NW1/4 SW1/4,TH N 132',TH W 66',TH S 132 FT,TH E 66'TO BEG. .20A
Legal Range	06E
Legal Township	12N
Legal Section	36
Jurisdiction	SAUK WI
Township / Civil Division	BARABOO
Census Block Group	3
Census Block	3011
Census Tract	402

Owner

431 5th St is owned and occupied by two individuals who bought it in July 2026.

Source: Sauk County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 5TH ST, BARABOO, WI 53913-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CREDIT UNION
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 15, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 11, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Feb 17, 2014 · Amount on File
Deed Document Number	20261291766
Prior Transfer Date	Apr 11, 2012
Prior Transfer Doc	0001051755
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Jul 6, 2026
Property Address	431 5TH ST, BARABOO, WI 53913-2224
Document Number	0001291766
Instrument Date	Jun 12, 2026
Instrument	20261291766
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 5TH ST, BARABOO, WI 53913-2224

Mortgage

Document Number	0001291767,
Date	Jul 6, 2026
Instrument	20261291767

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	431 5TH ST, BARABOO, WI 53913-2224
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 5TH ST, BARABOO, WI 53913-2224

Mortgage

Document Number	0001251893
Date	Jul 19, 2023
Instrument	1251893

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	431 5TH ST, BARABOO, WI 53913-2224
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001161775
Date	Feb 23, 2018
Instrument	1161775

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	145 Months
Due	Mar 5, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	431 5TH ST, BARABOO, WI 53913-2224
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001165384
Date	May 15, 2018
Instrument	1165384

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	431 5TH ST, BARABOO, WI 53913-2224
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001197507
Date	May 11, 2020
Instrument	1197507

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 431 5th St was $2,898 with a homeowner's exemption.

Source: Sauk County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Baraboo City
County	Sauk County
Unified School District	Baraboo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,898.00 Homeowner's exemption	$125,000 Land $26,100 Building $98,900	$184,746 Land $38,575 Building $146,171
2023	$2,254.00 Homeowner's exemption	$113,700 Land $26,100 Building $87,600	$145,520 Land $33,404 Building $112,116

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 431 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARABOO WATERWORKS serves 12,703 people · EPA ID WI1570085
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, LightSpeed powered by Reedsburg Utility.

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