431 45th St, Moline, IL 61265 Property Records

Rock Island County property record for 431 45th St, Moline, IL 61265

Property Summary

Property Type	Single Family Home
Details	2 bd · 750 sqft · built 1940
Lot Size	0.16 acres (7,040 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jun 2023)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-34-212-007`

Property Details

APN / Parcel Number

Primary APN	`08-34-212-007`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	7,040 sqft (0.16 acres)
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	431 45TH ST
City	MOLINE
State	IL
Zip	61265-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MOL
Legal Description	LOT 7 BLOCK 3 ROSSLYN
Legal Subdivision	ROSSLYN
Legal Block	3
Legal Lot Number	7
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	MOLINE
Census Block Group	1
Census Block	1038
Census Tract	21400

Owner

Source: Rock Island County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 45TH ST, MOLINE, IL 61265-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK
Feb 17, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	20237380
Prior Transfer Date	Oct 8, 2018
Prior Transfer Doc	0000017024
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jun 16, 2023
Property Address	431 45TH ST, MOLINE, IL 61265-1940
Document Number	0000007380
Instrument Date	Jun 7, 2023
Instrument	2023-07380
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE & CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 45TH ST, MOLINE, IL 61265-1940

Mortgage

Document Number	0000007381
Date	Jun 16, 2023
Instrument	2023-07381

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Feb 17, 2023
Property Address	431 45TH ST, MOLINE, IL 61265-1940
Document Number	0000001844
Instrument Date	Feb 7, 2023
Instrument	2023-01844
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$69.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1914 1ST AVE, RAPIDS CITY, IL 61278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10607 E TEXAS AVE, MESA, AZ 85212-8834

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Moline Township
Municipality	Moline City
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,181.00 (+21,106.67%) Homeowner's exemption	$42,455 (+6%) Land $5,771 Building $36,684	$127,365 (+6%) Land $17,313 Building $110,052
2024		$40,052 (+45.23%) Land $5,444 Building $34,608	$120,156 (+45.23%) Land $16,332 Building $103,824
2022	$15.00	$27,578 (+4.7%) Land $5,205 Building $22,373	$82,734 (+4.7%) Land $15,615 Building $67,119
2021	$15.00	$26,340 Land $4,971 Building $21,369	$79,020 Land $14,913 Building $64,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	64 (1979–2024)
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 10 claims Flooding, May 2001 · 11 claims Severe Storms & Flooding, Jul 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINE serves 44,500 people · EPA ID IL1610450
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Geneseo Communications Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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