431 3rd St, Gulfport, MS 39507 Property Records

Harrison County property record for 431 3rd St, Gulfport, MS 39507

Property Summary

Property TypeSingle Family Home
Details2 bd · 706 sqft · built 1950
Lot Size0.119 acres (5,200 sqft)
Owner2 Individual Names on File
Tax Bill$365 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN0911C-02-010.000

Property Details

APN / Parcel Number

Primary APN0911C-02-010.000
Alternative APN
  • 030173

Interior

Bedrooms2 Beds
Building Area706 sqft Adjusted Area
1st Floor Area704 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Exterior MaterialWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,200 sqft
Lot Dimensions100 ft deep x 52 ft wide
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number030173
Street Address431 3RD ST
CityGULFPORT
StateMS
Zip39507-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 100 FT OF LOTS 45 & 46 BLK 7 HEWES ADD SEC 2-8-11
Legal Range11
Legal Township08
Legal Section02
Legal SubdivisionHEWES ADD
Legal Block7
Legal Lot Number45-46 46
JurisdictionHARRISON MS
Township / Civil Division2
Census Block Group2
Census Block2021
Census Tract1402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gulfport Veterans Administration Medical Center Historic District
listed 2014 · 12 contributing resources · NRIS 13001080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

431 3rd St is owned and occupied by two individuals who acquired it in October 2007.

Source: Harrison County records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address431 3RD ST, GULFPORT, MS 39507-1025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2007
Deed SaleOct 17, 2007
Deed Document Number2007-0010376-D-J1
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address431 3RD ST, GULFPORT, MS 39507-1025
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 3RD ST, GULFPORT, MS 39507-1025

Mortgage

Document Number20250023960TJ1
DateOct 31, 2025
Instrument2025-0023960-T-J1
Lender
NamePEOPLES BANK
TypeBank
AddressGULFPORT, MS 39507
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term25 Months
DueNov 12, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 431 3rd St was $365 with exemptions applied, up 3.1% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityGulfport City
Unified School DistrictGulfport School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$365.00 (+3.11%) Homeowner's exemption Disabled Person's exemption$4,001$40,009 Land $15,288 Building $24,721
2024$354.00 (-3.54%)
2023$367.00 Homeowner's exemption Disabled Person's exemption$3,913$39,132 Land $15,288 Building $23,844
2022$367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 3rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 168 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies250 units insured
incl. 82 condo units
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 3rd St

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