Oakland County property record for 431 3rd Ave, Pontiac, MI 48340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,447 sqft · built 1996 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-14-16-306-029 |
| Primary APN | 64-14-16-306-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,447 sqft Living Area |
| 1st Floor Area | 1,447 sqft |
| Basement Area | 1,447 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 57 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 431 3RD AVE |
|---|---|
| City | PONTIAC |
| State | MI |
| Zip | 48340-2848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R10E, SEC 16 HIGHWOOD LOT 222 |
| Legal Range | 10E |
| Legal Township | 03N |
| Legal Section | 16 |
| Legal Subdivision | HIGHWOOD |
| Legal Lot Number | 222 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | PONTIAC |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 141400 |
431 3rd Ave is owned and occupied by two individuals who acquired it in August 2026.
Source: Oakland County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 3RD AVE, PONTIAC, MI 48340-2848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 |
| Deed Sale | Aug 27, 2026 |
| Prior Sale | Aug 19, 2010 · Amount on File |
| Deed Document Number | 2026128509 |
| Deed Book / Page | 61501 / 151 |
| Prior Transfer Date | Aug 1, 2026 |
| Prior Transfer Doc | 0000128509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 27, 2026 |
| Property Address | 431 3RD AVE, PONTIAC, MI 48340-2848 |
| Document Number | 0000128509 |
| Book / Page | 61501 / 151 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 2026128509 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 431 3RD AVE, PONTIAC, MI 48340-2848 |
| Document Number | 0000128510, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 2026128510 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 431 3rd Ave was $1,142, down 8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Pontiac City |
| Unified School District | Pontiac City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,142.00 (-7.98%) Homeowner's exemption | $101,180 | $202,360 |
| 2024 | $1,241.00 | ||
| 2023 | $84,030 | $168,060 | |
| 2021 | $1,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 431 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONTIAC serves 63,776 people · EPA ID MI0005440 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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