Ocean County and Brick Township property record for 431 3rd Ave, Brick, NJ 08724
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,302 sqft · built 1989 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Feb 2026) |
| Tax Bill | $8,506 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01228-0000-00420 |
| Primary APN | 07-01228-0000-00420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,302 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00622909 |
|---|---|
| Street Address | 431 3RD AVE |
| City | BRICK |
| State | NJ |
| Zip | 08724-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 80X100 42,422,423 |
| Legal Subdivision | INDIANOLA UPLAND SEC 1B |
| Legal Block | 1228 |
| Legal Lot Number | 420 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BRICK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 713100 |
Source: Ocean County and Brick Township assessment roll, APN 07-01228-0000-00420, as of July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 3RD AVE, BRICK, NJ 08724-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 05, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2026 · Amount on Record |
| Deed Sale | Feb 05, 2026 · Amount on Record |
| Prior Sale | Mar 09, 2007 · Amount on Record |
| Deed Document Number | 20269817 |
| Deed Book / Page | 20277 / 750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 431 3RD AVE, BRICK, NJ 08724-1581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0201771582 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 20177/1582 |
| Instrument | 2025085212 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 05, 2026 |
| Property Address | 431 3RD AVE, BRICK, NJ 08724-1581 |
| Document Number | 0202770750 |
| Book / Page | 20277 / 750 |
| Instrument Date | Dec 04, 2025 |
| Instrument | 2026009817 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 HIGGINS CT, BRICK, NJ 08724-1933 |
| Name | Verified Name |
|---|---|
| Address | 431 3RD AVE, BRICK, NJ 08724-1581 |
| Investor | Possibly a Property Investor |
| Document Number | 2026009818 |
|---|---|
| Date | Feb 05, 2026 |
| Instrument | 2026009818 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 431 3RD AVE, BRICK, NJ 08724-1581 |
| Document Number | 0178571037 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE |
| Name | Verified Name |
|---|---|
| Address | 431 3RD AVE BRICK NJ 087241581, BRICK, NJ 08724-1581 |
| Document Number | 0178571037 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 017857/001037 |
| Instrument | 39418 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Ocean County and Brick Township assessment roll as of July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Brick Township |
| Unified School District | Brick Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,300 (-) Land $130,500 Building $178,800 | $309,300 (-) Land $130,500 Building $178,800 | |
| 2025 | $8,506.00 (+5.65%) | $309,300 (+0.45%) Land $130,500 Building $178,800 | $309,300 (+0.45%) Land $130,500 Building $178,800 |
| 2024 | $8,051.00 (+6.61%) | ||
| 2023 | $307,900 Land $130,500 Building $177,400 | $307,900 Land $130,500 Building $177,400 | |
| 2022 | $7,552.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), as of March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297131001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 35 (1979–2018) |
| Claims Outside the SFHA | 20 of 35 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 160 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system NJ1506001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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