Santa Cruz County property record for 431 36th Ave, Santa Cruz, CA 95062
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,291 sqft · built 1964 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (May 2021) |
| Tax Bill | $19,461 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-143-24 |
| Primary APN | 032-143-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,291 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Carport |
| Garage Area | 374 sqft |
| Carport | Carport |
| Carport Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 75 sqft |
| Patio Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 36TH AVE |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-5114 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1-4-PP |
| Legal Subdivision | THE BREAKERS |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 121601 |
431 36th Ave, a duplex, is owned and occupied by two individuals who bought it in May 2021.
Source: Santa Cruz County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 36TH AVE, SANTA CRUZ, CA 95062-5114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on File |
| Deed Sale | May 27, 2021 · Amount on File |
| Prior Sale | Feb 28, 2007 · Amount on File |
| Deed Document Number | 202129827 |
| Prior Transfer Date | Dec 27, 2003 |
| Prior Transfer Doc | 0000125285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 27, 2021 |
| Property Address | 431 36TH AVE, SANTA CRUZ, CA 95062-5114 |
| Document Number | 0000029827 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021-0029827 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 431 36TH AVE, SANTA CRUZ, CA 95062-5114 |
| Document Number | 0000029828 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-0029828 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 431 36TH AVE, SANTA CRUZ, CA 95062-5114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNITED SHORE FINCL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000011254 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-0011254 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 431 36th Ave was $19,461 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,600,917 (+2%) Land $1,297,295 Building $303,622 | |
| 2025 | $19,461.00 Homeowner's exemption | $1,569,527 Land $1,271,858 Building $297,669 |
| 2023 | $17,894.00 (+2.27%) Homeowner's exemption | $1,508,580 Land $1,222,470 Building $286,110 |
| 2022 | $17,497.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 431 36th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 36th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.
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