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431 15th St S, Columbus, MS 39701 Property Records

Lowndes County property record for 431 15th St S, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,534 sqft · built 2022
Lot Size0.252 acres (10,956 sqft)
OwnerIndividual Name on Record
Last Sale$189,400 (Oct 2022)
Tax Bill$1,335 (2025)
Deeds & MortgagesNov 2022 Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN61W140004200

Property Details

APN / Parcel Number

Primary APN61W140004200
Alternative APNs
  • 016578
  • 16578

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,534 sqft Adjusted Area
1st Floor Area1,333 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,956 sqft (0.252 acres)
Lot Dimensions132 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address431 15TH ST S
CityCOLUMBUS
StateMS
Zip39701-5948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 9,10 15TH ST S BLOCK 2 5C5B
Legal Range18W
Legal Township18S
Legal Section22
Legal SubdivisionROBERTSON SUBDIV
Legal Block2
Legal Lot Number9,10
JurisdictionLOWNDES MS
Township / Civil Division4
Census Block Group3
Census Block3023
Census Tract700

Owner

Source: Lowndes County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 15TH ST S, COLUMBUS, MS 39701-5948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
JTS & CO MORTGAGE PROFESSIONALS
Oct 18, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
JTS & CO MORTGAGE PROFESSIONALS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleSep 15, 2021 · Amount on Record
Deed Book / Page2022 / 8682
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address431 15TH ST S, COLUMBUS, MS 39701-5948
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202227590
DateNov 9, 2022
Book Page2022/27590
Lender
NameJTS & CO MORTGAGE PROFESSIONALS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateOct 18, 2022
Property Address431 15TH ST S, COLUMBUS, MS 39701-5948
Document Number0020228682
Book / Page2022 / 8682
Instrument DateOct 14, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 15TH ST S, COLUMBUS, MS 39701-5948

Mortgage

Document Number0202226079
DateOct 18, 2022
Instrument2022/26079
Lender
NameJTS & CO MORTGAGE PROFESSIONALS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,335.00 (-44.9%) Homeowner's exemption$10,014 (-20.46%)$100,140 (+19.31%) Land $4,850 Building $95,290
2024$2,423.00 (+17.68%)
2023$2,059.00$12,590$83,930 Land $4,850 Building $79,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims21 (1983–2000)
Claims Outside the SFHA1 of 21
Most Recent ClaimApr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
C Spire Wireless
Fixed Wireless		100 / 20

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