431 15th Ave, Seaside, OR 97138 Property Records

Clatsop County property record for 431 15th Ave, Seaside, OR 97138

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,661 sqft · built 1976
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Jul 2019)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61016DA00301`

Property Details

APN / Parcel Number

Primary APN	`61016DA00301`
Alternative APN	`10877`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,661 sqft Living Area
Gross Area	1,901 sqft
1st Floor Area	1,238 sqft
Upper Floors Area	423 sqft
Family Room	Family Room
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Architectural Style	Modern
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	475 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10877
Street Address	431 15TH AVE
City	SEASIDE
State	OR
Zip	97138-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SURF BEACH LT 8 BLK 1
Legal Range	10
Legal Township	06
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	SURF BEACH
Legal Block	1
Legal Lot Number	8
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	4
Census Block	4019
Census Tract	950900

Owner

431 15th Ave is owned by an individual who bought it in July 2019.

Source: Clatsop County records, as of November 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	123 S 34TH PL, RIDGEFIELD, WA 98642-5416
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Feb 10, 2006 · Amount on File
Deed Document Number	201905329
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	431 15TH AVE, SEASIDE, OR 97138-6332
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S 34TH PL, RIDGEFIELD, WA 98642-5416

Mortgage

Document Number	0000008418
Date	Aug 20, 2021
Instrument	202108418

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Jul 26, 2019
Property Address	431 15TH AVE, SEASIDE, OR 97138-6332
Document Number	0000005329
Instrument Date	Jul 25, 2019
Instrument	201905329
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S 34TH PL, RIDGEFIELD, WA 98642-5416

Mortgage

Document Number	0000005330
Date	Jul 26, 2019
Instrument	201905330

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 431 15th Ave was $4,253.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Municipality	Seaside City
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,253.00	$296,024	$318,469 Building $318,469
2023	$4,006.00 (+2.8%)	$279,033 (+3%)	$618,057 (+5.54%) Land $264,178 Building $353,879
2022	$3,897.00	$270,906	$585,609 Land $229,720 Building $355,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 15th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	83 units insured incl. 10 condo units
Nearby Flood Claims	5 (1991–2023)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 15th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEASIDE WATER DEPARTMENT serves 7,482 people · EPA ID OR4100799
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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