St. Mary's County property record for 43097 Fairgrounds Rd, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,536 sqft · built 1999 |
| Lot Size | 6.2 acres (270,072 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,691 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-061582 |
| Primary APN | 03-061582 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Total Area |
| 1st Floor Area | 144 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 270,072 sqft (6.2 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 408 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 061582 |
|---|---|
| Street Address | 43097 FAIRGROUNDS RD |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-3513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 1 PLAT 48/105 LOPITZ SUB |
| Legal Subdivision | LOPITZ SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 875501 |
43097 Fairgrounds Rd is owned by two individuals who acquired it in May 1999.
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43175 N MEGAN LN, LEONARDTOWN, MD 20650-3549 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 10, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1999 |
| Deed Sale | May 5, 1999 |
| Deed Document Number | 19992778 |
| Deed Book / Page | 1416 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 43097 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3513 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0061390446 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 6139/446 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 43097 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046420123 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 4642/123 |
| Instrument | 4642-123 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 43097 Fairgrounds Rd was $6,691.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,733 | $612,800 Land $141,300 Building $471,500 | |
| 2025 | $6,691.00 | ||
| 2023 | $5,706.00 | $529,633 | $594,700 Land $140,000 Building $454,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43097 Fairgrounds Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43097 Fairgrounds Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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