Charlotte County property record for 43095 Boardwalk Loop, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,245 sqft · built 2022 |
| Lot Size | 0.182 acres (7,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Sep 2026) |
| Tax Bill | $8,037 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422620106003 |
| Primary APN | 422620106003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,245 sqft Living Area |
| Gross Area | 2,943 sqft |
| 1st Floor Area | 2,245 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Masonry/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,916 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 256 sqft |
| Pool Area | 336 sqft |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 43095 BOARDWALK LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BABCOCK NATIONAL LOT 1150 (7917 SF) 4934/1476 3239292 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 20 |
| Legal Subdivision | BABCOCK NATIONAL |
| Legal Lot Number | 1150 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43095 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 17, 2026 | Warranty Deed, Transfer SOUTH FLORIDA TITLE |
| Mar 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 28, 2022 | Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on Record |
| Deed Sale | Sep 17, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2023 · Amount on Record |
| Deed Document Number | 20263684432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 17, 2026 |
| Property Address | 43095 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2148 |
| Document Number | 0003684432 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20263684432 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | SOUTH FLORIDA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $487,830.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43095 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2148 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 24, 2023 |
| Property Address | 43095 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2148 |
| Document Number | 0003239292 |
| Map Reference | MB 23 PG 14A |
| Instrument Date | Mar 20, 2023 |
| Instrument | 3239292 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | NEW MARKET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15921 CRANES MARSH CT, PUNTA GORDA, FL 33982-6037 |
| Name | Verified Name |
|---|---|
| Address | 151 40 ACRES RD, ELKINS, NH 03233 |
| Investor | Possibly a Property Investor |
| Document Number | 0003239293 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 3239293 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 28, 2022 |
| Property Address | 43095 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2148 |
| Document Number | 0049341476 |
| Book / Page | 4934 / 1476 |
| Map Reference | MB 23 PG 14 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 3064750 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,773.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 43095 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2148 |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,037.00 (-20.67%) | $537,920 (+21.17%) Land $102,000 Building $435,920 | $537,920 (+12.5%) Land $102,000 Building $435,920 |
| 2024 | $10,131.00 (+3.47%) | ||
| 2023 | $9,791.00 (+169.35%) | $443,925 (+569.57%) | $478,131 (+621.16%) Land $90,000 Building $388,131 |
| 2022 | $3,635.00 | $66,300 Land $66,300 | $66,300 Land $66,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 86% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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