Guadalupe County property record for 4309 Willow Oak, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,780 sqft · built 1999 |
| Lot Size | 0.24 acres (10,437 sqft) |
| Owner | Trust Name on File |
| Last Sale | $297,000 (Jul 2007) |
| Tax Bill | $2,281 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G2307100201100000 |
| Primary APN | 1G2307100201100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 3,573 sqft |
| 1st Floor Area | 2,780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,437 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | 60 sqft |
| Storage Building | 160 sqft |
| Pond | Pond |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4309 WILLOW OAK |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 11 BLK: 2 ADDN: OAK TRAIL #1 |
| Legal Subdivision | OAK TRAIL UNIT #1 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 210711 |
4309 Willow Oak is owner-occupied and held in a trust since April 2010.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4309 WILLOW OAK, SCHERTZ, TX 78154-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2007 · Amount on File |
| Deed Sale | Jul 18, 2007 · Amount on File |
| Prior Sale | Jun 3, 2005 · Amount on File |
| Deed Document Number | 200714915 |
| Deed Book / Page | 2505 / 739 |
| Last Transfer Date | Apr 7, 2010 |
| Transfer Doc | 0000005872 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4309 Willow Oak was $2,281 with exemptions applied, down 29.8% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,528 (+3.18%) Land $55,414 Building $351,114 | $406,528 (+3.18%) Land $55,414 Building $351,114 | |
| 2025 | $2,281.00 (-29.82%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $393,984 Land $54,753 Building $339,231 | $393,984 Land $54,753 Building $339,231 |
| 2024 | $3,250.00 (-0.21%) | ||
| 2023 | $3,257.00 (-37.9%) Homeowner's exemption Senior Citizen's exemption | $440,436 Land $48,053 Building $392,383 | $440,436 Land $48,053 Building $392,383 |
| 2022 | $5,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4309 Willow Oak in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4309 Willow Oak is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures