Midland County property record for 4309 W Wackerly St, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,184 sqft · built 1948 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,570 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-06-80-090 |
| Primary APN | 14-06-80-090 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Lot Area | 82,764 sqft (1.9 acres) |
| Lot Dimensions | 420 ft deep x 36 ft wide |
| Garage Area | 880 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 4309 W WACKERLY ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | PART OF THE NORTHWEST 1/4, FRACTIONAL SECTION 6, T14N-R02E, CITY OF MIDLAND, MIDLAND COUNTY, MICHIGAN.BEING FURTHER DESCRIBED |
| Legal Range | 02E |
| Legal Township | 14N |
| Legal Section | 06 |
| Legal Subdivision | OAKRIDGE PLACE SUB |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 291000 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4309 W WACKERLY ST, MIDLAND, MI 48640-2184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU |
| Mar 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2024 |
| Transfer Doc | 001675/663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 4309 W WACKERLY ST, MIDLAND, MI 48640-2184 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4309 W WACKERLY ST, MIDLAND, MI 48640-2184 |
| Document Number | 001668/787 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 1668/787 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Mar 22, 2023 |
| Property Address | 4309 W WACKERLY ST, MIDLAND, MI 48640-2184 |
| Document Number | 01663/1182 |
| Book / Page | 1663 / 1182 |
| Instrument Date | Mar 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4309 W WACKERLY ST, MIDLAND, MI 48640-2184 |
| Name | Verified Name |
|---|---|
| Address | 4301 W WACKERLY STREET, HUGHESTOWN, PA 18640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 4309 W WACKERLY ST, MIDLAND, MI 48640-2184 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4309 W WACKERLY ST, MIDLAND, MI 48640-2184 |
| Document Number | 01651/1102 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 1651/1102 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,100 (+0.12%) | $162,200 (+0.12%) | |
| 2025 | $1,570.00 (+1.03%) Homeowner's exemption | $81,000 | $162,000 |
| 2024 | $1,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (2017–2020) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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