4309 Sundown Rd, Gaithersburg, MD 20882 Property Records

Montgomery County property record for 4309 Sundown Rd, Gaithersburg, MD 20882

Property Summary

Property Type	Farm - Irrigated or Dry
Details	6.5 ba · 8,948 sqft · built 1981
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Dec 2021)
Tax Bill	$20,666 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-01809270`

Property Details

APN / Parcel Number

Primary APN	`01-01809270`
Alternative APN	`01809270`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,948 sqft Gross Area
1st Floor Area	4,424 sqft
Basement Area	3,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	871,200 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,280 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1,000 sqft
Porch	Open Porch
Porch Area	215 sqft
Patio Area	640 sqft
Shed	1 Shed
Shed Area	675 sqft
Gazebo	100 sqft
Stable	3,072 sqft
Boat Access	Boat Access
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	01809270
Street Address	4309 SUNDOWN RD
City	GAITHERSBURG
State	MD
Zip	20882-2213
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AR
Legal Description	SUNDOWN HILLS
Legal Subdivision	SUNDOWN HILLS
Legal Block	1
Legal Lot Number	28
Jurisdiction	MONTGOMERY MD
Township / Civil Division	1
Census Block Group	1
Census Block	1016
Census Tract	700103

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 23, 2021	Correction Deed COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO
Sep 22, 2021	Deed, Transfer · VA Mortgage NAVY FCU
Jul 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 12, 2018	Deed of Trust, Mortgage TODD GREENSTONE CUSTOM FARMING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Book / Page	64898 / 289
Prior Transfer Date	Sep 1, 2021
Prior Transfer Doc	0648980279
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 31, 2026
Property Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213
Document Number	7088000121
Book / Page	70886 / 121
Instrument Date	Aug 22, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213

Mortgage

Document Number	7088000121,
Date	Aug 31, 2026
Book Page	70886/121

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 23, 2021
Property Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213
Document Number	0648980279
Book / Page	64898 / 279
Map Reference	MB 103 PL 11808
Instrument Date	Sep 1, 2021
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 22, 2021
Property Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213
Document Number	0640840293
Book / Page	64084 / 293
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,000.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213

Mortgage

Document Number	0640840303
Date	Sep 22, 2021
Book Page	64084/303

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 13, 2020
Property Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213
Document Number	0600340186
Book / Page	060034 / 000186
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 SUNDOWN RD GAITHERSBURG MD 208822213, GAITHERSBURG, MD 20882-2213

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4309 SUNDOWN RD, GAITHERSBURG, MD 20882-2213
Document Number	0556810081
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 SUNDOWN RD GAITHERSBURG MD 208822213, GAITHERSBURG, MD 20882-2213

Mortgage

Document Number	0556810081
Date	Feb 21, 2018
Book Page	055681/000081

Lender

Name	TODD GREENSTONE CUSTOM FARMING
Address	1820 EAGLES RIDGE CT, BROOKEVILLE, MD 20833-1835

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,933,400 (+7.95%) Land $216,300 Building $1,717,100	$1,933,400 (-) Land $216,300 Building $1,717,100
2025	$20,666.00 (+5.33%)	$1,790,933 (+18.92%)	$1,933,400 (+28.38%) Land $216,300 Building $1,717,100
2024	$19,621.00 (+7.08%)
2023		$1,506,000 Land $216,300 Building $1,289,700	$1,506,000 Land $216,300 Building $1,289,700
2022	$18,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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