4309 Springhaven Dr, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4309 Springhaven Dr, Charlotte, NC 28269

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,261 sqft · built 2004
Lot Size	0.147 acres (6,424 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Jun 2004)
Tax Bill	$3,095 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-053-34`

Property Details

APN / Parcel Number

Primary APN	`043-053-34`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,261 sqft Heated Area
Gross Area	2,701 sqft
1st Floor Area	1,094 sqft
Upper Floors Area	1,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,424 sqft (0.147 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	043-053-34
Street Address	4309 SPRINGHAVEN DR
City	CHARLOTTE
State	NC
Zip	28269-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L33 M40-233
Legal Subdivision	OAKBROOKE PH 01 MAP 02
Legal Lot Number	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	5510

Owner

4309 Springhaven Dr is owned and occupied by two individuals who bought it in June 2004.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	4309 SPRINGHAVEN DR, CHARLOTTE, NC 28269-1630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 12, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2004 · Amount on File
Deed Sale	Jun 2, 2004 · Amount on File
Deed Document Number	0017291385
Deed Book / Page	17291 / 385
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4309 SPRINGHAVEN DR, CHARLOTTE, NC 28269-1630
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228564
Date	Dec 3, 2021
Book Page	36831/47
Instrument	2021228564

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	4309 SPRINGHAVEN DR, CHARLOTTE, NC 28269-1630
Document Number	0000152948
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16892 CHARLOTTE NC 282976892, CHARLOTTE, NC 28297-6892

Mortgage

Document Number	0000152948
Date	Nov 13, 2017
Book Page	032265/000126
Instrument	152948

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4309 SPRINGHAVEN DR, CHARLOTTE, NC 28269-1630
Document Number	0000148230
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4309 SPRINGHAVEN DR CHARLOTTE NC 282691630, CHARLOTTE, NC 28269-1630

Mortgage

Document Number	0000148230
Date	Nov 1, 2017
Book Page	032241/000756
Instrument	148230

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4309 Springhaven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4309 Springhaven Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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