4309 Mount Vernon Pl, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 4309 Mount Vernon Pl, Fredericksburg, VA 22408

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,720 sqft · built 1994
Lot Size0.319 acres (13,913 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Jul 2004)
Tax Bill$3,578 (2026)
Deeds & MortgagesAug 2021 Refinance
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN36F-9-10

Property Details

APN / Parcel Number

Primary APN36F-9-10
Alternative APN
  • 036F 9-10

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,720 sqft Finished Area
Basement Area1,124 sqft
Unfinished Basement1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area13,913 sqft (0.319 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area968 sqft
Patio Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4309 MOUNT VERNON PL
CityFREDERICKSBURG
StateVA
Zip22408-9531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - RESID
Legal DescriptionPOPLAR FOREST LOT 10 SEC 1A
Legal SubdivisionPOPLAR FOREST
Legal Lot Number10
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionLEE HILL
Census Block Group2
Census Block2001
Census Tract20204

Owner

4309 Mount Vernon Pl is owned and occupied by two individuals who bought it in July 2004.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address4309 MOUNT VERNON PL, FREDERICKSBURG, VA 22408-9531
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER
Jan 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2004 · Amount on File
Deed SaleJul 8, 2004 · Amount on File
Prior SaleJul 8, 2004 · Amount on File
Deed Document Number200426397
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address4309 MOUNT VERNON PL, FREDERICKSBURG, VA 22408-9531
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210025295
DateAug 20, 2021
Instrument210025295
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address4309 MOUNT VERNON PL, FREDERICKSBURG, VA 22408-9531
Document Number201900000382
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900000382
DateJan 8, 2019
Instrument382
Lender
NameSPRING EQ LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 7, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4309 Mount Vernon Pl was $3,578.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,578.00$485,300 Land $165,000 Building $320,300
2025$485,300 Land $165,000 Building $320,300
2023$2,807.00$363,800 Land $105,000 Building $258,800$363,800 Land $105,000 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4309 Mount Vernon Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4309 Mount Vernon Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

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