4309 Monument Rd, Jacksonville, FL 32225 Property Records

Duval County property record for 4309 Monument Rd, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,786 sqft · built 1985
Lot Size	0.718 acres (31,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Sep 2023)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160673-0030`

Property Details

APN / Parcel Number

Primary APN	`160673-0030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,786 sqft Living Area
Gross Area	4,498 sqft
1st Floor Area	3,786 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,267 sqft (0.718 acres)
Lot Dimensions	183 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	220 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4309 MONUMENT RD
City	JACKSONVILLE
State	FL
Zip	32225-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-70
Legal Description	46-1S-28E .72 PT R SANCHEZ GRANT RECD O/R 20817-1550 BEING PARCELS 1,2
Legal Range	28E
Legal Township	01S
Legal Section	29
Legal Subdivision	SECTION LAND
Legal Block	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2003
Census Tract	14334

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4309 MONUMENT RD, JACKSONVILLE, FL 32225-1736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit TROPICAL FINANCIAL CU
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage TROPICAL FINANCIAL CU
Jun 9, 2017	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	2023196204
Deed Book / Page	20817 / 1550
Prior Transfer Date	Jun 29, 2016
Prior Transfer Doc	0177671740
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4309 MONUMENT RD, JACKSONVILLE, FL 32225-1736
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216580303
Date	Oct 17, 2025
Book Page	21658/303
Instrument	2025241327

Lender

Name	TROPICAL FINANCIAL CU
Type	Credit Union
Address	HOLLYWOOD, FL 33025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 21, 2023
Property Address	4309 MONUMENT RD, JACKSONVILLE, FL 32225-1736
Document Number	0208171550
Book / Page	20817 / 1550
Instrument Date	Sep 12, 2023
Instrument	2023196204
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12757 HIDDEN CIR S, JACKSONVILLE, FL 32225-1207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4309 MONUMENT RD, JACKSONVILLE, FL 32225-1736

Mortgage

Document Number	0208171552
Date	Sep 21, 2023
Instrument	20817/1552

Lender

Name	TROPICAL FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 9, 2017
Property Address	4309 MONUMENT RD, JACKSONVILLE, FL 32225-1736
Document Number	0180121154
Book / Page	018012 / 001154
Instrument Date	Jun 7, 2017
Instrument	135266
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4309 MONUMENT RD JACKSONVILLE FL 322251736, JACKSONVILLE, FL 32225-1736

Mortgage

Document Number	180121158
Date	Jun 9, 2017
Book Page	018012/001158
Instrument	135267

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,428 (+2.7%)	$534,418 (-7.75%) Land $255,121 Building $279,297
2025	$5,368.00 (+5.75%) Homeowner's exemption	$320,768 (-38.17%)	$579,325 (+11.68%) Land $250,800 Building $328,525
2024	$5,076.00 (-37.92%)
2023	$8,177.00 (+24.99%)	$518,759 (+34.71%) Land $188,100 Building $330,659	$518,759 (+34.71%) Land $188,100 Building $330,659
2022	$6,542.00	$385,090 Land $97,708 Building $287,382	$385,090 Land $97,708 Building $287,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2002–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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