4309 Hardtimes Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 4309 Hardtimes Rd, Prospect, VA 23960

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,976 sqft · built 2002
Lot Size4.67 acres (203,425 sqft)
OwnerIndividual Name on File
Last Sale$68,050 (May 2018)
Tax Bill$795 (2025)
Deeds & MortgagesAug 2018 Mortgage
May 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN021 7 1

Property Details

APN / Parcel Number

Primary APN021 7 1
Alternative APN
  • 24299

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,976 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeFrame
Lot Area203,425 sqft (4.67 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number24299
Street Address4309 HARDTIMES RD
CityPROSPECT
StateVA
Zip23960-7921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRYANT'S SUBDIVISION LOT 1
Legal SubdivisionBRYANT'S SUBDIVISION
Legal Lot Number1
JurisdictionPRINCE EDWARD VA
Township / Civil Division601
Census Block Group2
Census Block2011
Census Tract930202

Owner

4309 Hardtimes Rd is owned and occupied by an individual who bought it in May 2018.

Source: Prince Edward County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4309 HARDTIMES RD, PROSPECT, VA 23960-7921
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2018Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK & TRUST COMPANY
May 30, 2018Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2018 · Amount on File
Deed SaleMay 30, 2018 · Amount on File
Prior SaleDec 19, 2013 · Amount on File
Deed Document Number2018955
Prior Transfer DateMay 15, 2018
Prior Transfer Doc0000000955
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE EDWARD VA
Property Address4309 HARDTIMES RD, PROSPECT, VA 23960-7921
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180001470
DateAug 13, 2018
Instrument180001470
Lender
NameCITIZENS BANK & TRUST COMPANY
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPRINCE EDWARD VA
Recording DateMay 30, 2018
Property Address4309 HARDTIMES RD, PROSPECT, VA 23960-7921
Document Number180000955
Instrument DateMay 15, 2018
Instrument180000955
Transaction TypeForeclosure
Record UpdatedMay 25, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 OLD OAK RD, PROSPECT, VA 23960-7927

Tax Assessment & Valuation

The 2025 property tax bill for 4309 Hardtimes Rd was $795, up 16.7% from the year before.

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyPrince Edward County
Unified School DistrictPrince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$795.00 (+16.74%)$198,700 Land $36,800 Building $161,900$198,700 Land $36,800 Building $161,900
2024$681.00 (+6.24%)
2023$641.00$133,700 Land $28,000 Building $105,700$133,700 Land $28,000 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4309 Hardtimes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4309 Hardtimes Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hardtimes Rd

Nearby Streets

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